Accident insurance.

Personal accident insurance can help ease the financial strain of day-to-day expenses and help your loved ones maintain their standard of living, should a fatal accident happen to you or your spouse. You can also have peace of mind knowing that your beneficiary will have the funds to pay the expenses of a funeral, burial and final taxation.

Benefits:

* Flexible: Choose the amount of coverage that suits your needs, from $25,000 to $250,000. Or, enrol for up to $2,000 in complimentary coverage.

* Affordable: Premiums start as low as $2.75 per month.

* Convenient: No medical or physical exam is required to apply.

* Risk-free: Take 30 days to look at the details of your insurance; if you change your mind within that time, cancel for a full refund.

* Inflation Adjustment: If your coverage amount does not change for two consecutive years, the amount of your coverage increases by some percentage every two years.

Flight Accident

Flight Accident Insurance and/or Common Carrier Accident Insurance pays you, or your beneficiary a lump sum benefit  when an accident results in your death or the loss of a limb or the loss of your eyesight. The two major types of Travel Accident insurance are:

* Flight Insurance insurance pays a benefit only for accidents involving a regularly scheduled airline during the coverage period.

*Common Carrier AD&D insurance pays a benefit only for accidents involving a common carrier during the coverage period.

"Common Carrier" means any licensed land, water, or air conveyance operated by those whose occupation or business is the transportation of persons without discrimination and for hire.

Both Flight Insurance and Common Carrier Accident insurance would provide benefits due to death from an attack against an Airline or Common Carrier determined to be a Terrorist event.