Making funeral arrangements

A loved one has passed away

This difficult time can be made a little easier with good planning and financial decision making. Begin with our funeral planning checklist and take a look at our helpful pages on buying a grave plot, caskets and burial containers.

A loved one has been diagnosed as terminally ill

Planning a funeral at this difficult time can be an empowering process for everyone involved. We offer information and guidance on important issues like wills and verticals, as well as information about life insurance and savings.

You’re pre-planning your own funeral

Today, making your own funeral arrangements is a popular decision and should be considered an important part of planning for the future. You’ll find information on all aspects of funeral planning, such as managing your estate, cremation and green burial options.

Arranging a Funeral

We recognise that having to arrange a funeral is a difficult process involving the need to make a number of decisions, many financial, at a time of emotional stress.  Without some guidance about the options surrounding the arrangement process it could seem totally overwhelming.

Funeral arrangements

* Prearrangement

* Your prearrangement moves when you do

* The record of funeral wishes

* Think about those left behind

* Contact us

Prearrangement

Funeral pre-planning (prearrangement) is the best-known method. For this, you choose your arrangements and pay for them at the current rate.

Advantages

* It prevents your family from having to make decisions while in an emotional state, and spares them numerous formalities and procedures which are often painful at so trying a time.

* You decide on the type of funeral you want: traditional, with visitation followed by interment or cremation, or any other mode of disposition.

* It is also a sensible investment. All of the money you pay is placed on deposit with a recognized trustee. In other words, you are assured of receiving services tomorrow at today’s prices.

With no obligation on your part, your funeral cooperative can help you assess your needs and select the funeral rites that are suitable to you.

Your prearrangement moves when you do

Many people hesitate to make prearrangement's because they are not sure if they will be living in the same location in five or ten years’ time.

Good news,Thanks to a reciprocity agreement concluded among 26 funeral cooperatives in Québec, it is now possible to enjoy the economic advantages available to the members of every cooperative that has signed the agreement, and to permit the penalty-free transfer of prearrangements from one cooperative to another.If you move to any of the communities served by these 26 cooperatives, you will be able to receive from that establishment all of the services covered in your prearrangement.

The record of funeral wishes

This formula allows you to state your wishes for your funeral services whenever you want, without having to pay any fee at all. It will be up to your estate to settle the costs, when the time comes. This document does not have force of law, and is simply an indication to your family. Unlike prearrangement, it offers no protection against price increases. Your funeral cooperative has some very practical forms that will enable you to make your record of wishes without forgetting anything.

Think about those left behind

Do not hesitate to bring up these subjects with the people you will be leaving behind. This offers a way to ensure that the arrangements you make are also suitable to their needs.

That is why we advise you to suggest and not impose a course of action that is consistent with your beliefs and desires. It is also a responsible approach to inform your family of the arrangements you have made in the event of death, so that those dear to you can see your respect and love for them in the plans you have made.

If you have further question feel free to contact  Canada Insurance Plan.