Individual Insurances
Our primary mission is to offer you and your loved ones financial protection in the event of death, disability and illness and to help you attain financial autonomy for retirement or to do the things you like to do.
Individual health and dental insurance
Most individual health insurance companies recommend plans that combine both health and dental insurance although there is the option to choose only health insurance. Both offer several essential benefits, with the level of coverage and premiums varying according to the type of package you choose. At HDF, our individual health insurance plan structure is as follows:
- Base Health
- Base Health & Dental
- Deluxe Health
- Deluxe Health & Dental
1) Life and Health Insurance
We at Canada Insurance Plan designed life and health insurance products so that you can confront various situations confidently. life is full of unforeseen events. Most are pleasant, but no one is protected from events that may have devastating consequences on the quality of life death, divorce, illness, etc. In addition to having to overcome your grief and other emotional issues, you have to carry the financial burden associated with such events. We have designed life and health insurance products that prepare you to confront these situations confidently.
Life Insurance
Life insurance is essential to all good planning-whether it be to protect your family against a sudden loss of income, insure a key company employee or plan your estate.
Mortgage Insurance - The Home Protection Plan
With mortgage insurance, you obtain financial protection that insures your mortgage payments in the event of disability or fully pays off your mortgage balance in the case of a premature death or critical illness.
Critical Illness Insurance - Transition
Critical illness insurance provides you with a lump-sum payment after a critical illness is diagnosed.
Disability Income Insurance - Momentum
Disability income insurance provides you with a source of income that replaces your salary during a period of disability resulting from an accident or illness.
Insurance Without Medical Examination - Alternative and Perspective
Requiring no medical examination or blood test, this type of insurance is intended for persons who for medical reasons have difficulty obtaining insurance.
2).Savings and Retirement
Savings and retirement plans are designed so that you can maintain your current standard of living during your retirement, acquire a financial cushion to meet contingencies, provide financial tools for your children's education, and carry out your favourite projects. Savings form the basis of all good financial planning. Every amount you save helps you reach your financial objectives—maintaining your current standard of living during your retirement, acquiring a financial cushion to meet contingencies, providing a good education to your children, or simply fulfilling your dreams.
Retirement Savings Plans
Retirement savings plans ensure that you have a comfortable retirement while reducing your taxable income. We offer a flexible registered retirement savings plan (RRSP). We also offer a locked-in retirement account (LIRA) for those who have changed employers and wish to transfer amounts accumulated in their pension funds.You are a young retiree? We offer several types of plans to help you manage the savings you accumulated throughout your working life. These plans are designed to meet your new financial needs and help you make the most of your retirement.
Education Savings Plans
Build up a tax-sheltered fund to finance a child’s post-secondary education. A registered education savings plan (RESP) is the ideal financial vehicle to help you defray mounting education costs.
Non-Registered Savings Plans
Non-registered savings plans allow you to accumulate savings to carry out your plans or increase your retirement income.
3) Investment Vehicles
Whether you opt for a higher return or take a more cautious approach, we have developed products to help you build the portfolio that suits you best. As an investor, you are seeking the best returns, but you also are looking for financial security. Whether you opt for a higher return or take a more cautious approach, we have developed products to help you build the portfolio that suits you best. By putting money in investment funds, you are combining your savings with those of investors having similar investment objectives and benefiting from the skills of experienced managers.
Guaranteed Interest Funds
When you invest in guaranteed interest funds, you receive a guaranteed rate of interest for a fixed period.
See the current guaranteed interest fund rates or the current 5-year progressive rates.
Universal Life Policies - Index Accounts
Index accounts enable holders of universal life insurance policies to take advantage of the higher return prospects offered by the financial markets. See Performance of Genesis Index Accounts.
Universal Life Policies - Guaranteed Interest Accounts
Guaranteed interest accounts enable holders of universal life insurance policies to receive a guaranteed rate of interest for a fixed period.
If you have further query please contact Canada Insurance Plan.
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