Vehicle insurance (also known as auto insurance, car insurance, or motor insurance) is insurance purchased for cars, trucks, and other road vehicles. Its primary use is to provide protection against physical damage and/or bodily injury resulting from traffic collisions and against liability that could also arise therefrom.Vehicles are so much more than just means of transportation. They connect you to your job, your friends and your family. Knowing how important they are, we offer auto insurance to give you the comfort that comes from knowing we’ve got your cars covered.

Coverage

What type of auto insurance coverage is mandatory in your province? Should you carry supplementary coverage? You can find everything you need to know about automobile insurance right here.

Eligibility and restrictions

To obtain auto insurance, you must meet certain conditions. See our Eligibility and restrictions page to learn more.

Discounts

Find out how much you can save. Take advantage of our discounts on your car insurance.

Complete A Car Insurance Quote

Locking in extra savings :-

The entire process can be done in 5 minutes and at the end you are instantly provided with the lowest Canadian car insurance quotes available from our network of licensed insurance professionals. It really is that simple.

Lock In Your Insurance Savings

Once you have your quote the next step in the process is to lock in your savings by speaking to a professional insurance broker or agent directly. We make the entire process of shopping for insurance quick and easy so that you can get back to your day. Life can be busy and complicated. Shopping for the best car insurance doesn't need to be. 

Stay Informed All Year Long

Saving money on your car insurance today is great, but why not extend the benefits beyond your initial quote. Our rate alert service is free, non-intrusive and occurs every 3 to 6 months depending on your level of preference. Just like mortgage rates, car insurance premiums can change frequently. We will make sure you stay informed absolutely free and we will even remind you when it's time for your next auto insurance renewal.

Shopping for Auto Insurance Quotes

The rates charged by different car insurance companies to insure the same car and driver can vary by hundreds and even thousands of dollars, so it pays to shop around. The key is to find the insurance company that has the lowest rate available, but with so many car insurance companies, calling around to get comparative quotes can be hard work and very time consuming. This is where getting instant online car insurance quotes which compare the rates from a broad cross-section of the available insurance companies can help.

Auto Insurance in Canada

In Canada, the law requires all licensed drivers to have auto insurance. But the rates consumers are charged depend on a wide variety of variables, all of which are assessed independently by every insurance company.

Auto insurance companies look at your driving profile, which includes things like the make and model of car you drive, your age, your gender, where you live, the number of tickets and accidents on your record, etc.; and use that information to assess the risk of you making a claim in the future which then determines your rates.

There are also differences across Canada in terms of how the auto insurance industry is administered and regulated depending on the province. In British Columbia, Manitoba, and Saskatchewan, auto insurance is administered by the government. In Ontario, Alberta, Nova Scotia, New Brunswick, Prince Edward Island and all other provinces except Quebec, auto insurance is administered by the private sector and a large number of private insurers. Finally, Quebec has a hybrid model: The government insures against injuries to people, and private insurers cover you for property damage.

Why Have Auto Insurance?

As with all types of insurance, auto insurance exists to protect consumers against future losses. By pooling the risks of individual consumers and charging each a small premium, insurance companies ensure that there are adequate funds available to pay the claims made by a subset of those risks. The types of things typically covered under a standard auto insurance policy in Canada include:

 • Third-Party Liability. This coverage protects you in the event of an accident causing loss or damage to another person when you are at fault.

• Accident Benefits. This coverage offers benefits to protect you if you are injured in an accident regardless of who caused the accident.

• Uninsured Automobile Coverage. This coverage protects you in the event of death or injury caused by an uninsured motorist or by a hit-and-run.

• Loss or Damage Coverage. This would include: All Perils, Collision, Comprehensive and Specified Perils. You can purchase a combination of these to protect you against loss of or damage to your automobile caused by collision, fire, theft, and a variety of other unpredictable risks.

If you have further query feel free to contact Canada Insurance Plan