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Low Cost Life Insurance |
We at Canada Insurance Plan find the best deal for you based on your age/ health and needs.
we suggest you take a look at your monthly budget, our friendly broker shall offer you option of a term life insurance policy. Term life insurance policy premiums are generally much cheaper than cash-value policies (universal and whole), especially if you are young and in good health and a low cost term life insurance policy does exactly what you expect it to do by financially taking care of your beneficiaries if you die. Here's the basics of a low cost term life insurance policy:
Term Life Insurance Policy
You buy a low cost term life insurance policy with a specified time period called term of policy,for example Term 5/10/15/20/25/30/35/40. During that "term" you pay a specified premium. Your beneficiaries will receive a death benefit if you die during the term of the life insurance policy.
Is Term Life Insurance Policy for You?
Term life insurance does not build cash-value or have the tax benefits like universal or whole life, but it can be a great option for someone who would like life insurance, but can't afford the higher premiums. Term policy is great if 1. You're on a budget and cannot afford a very high premium.
2. You are young, and in good health. 3.You are looking for a simple, straight-forward, low cost life insurance plan to protect your beneficiaries.
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