Manulife InnoVision: Universal life that helps maximize wealth
Designed to meet the long-term financial needs of affluent individuals and business owners, InnoVision is ideal for:
- Retirement and estate planning
- Wealth creation
- Income replacement
- Key person insurance
- Fair share inheritance
- Tax deferral and capital gains tax liability
- Partner/shareholder buyouts
Manulife UltraVision: A simple way to invest. With insurance.
UltraVision is the perfect solution for your wealth clients who are under age 65, in good health, and who:
- Have maximized contributions to traditional tax shelters like RRSPs and TFSAs
- Have a high marginal tax rate
- Own significant taxable investments
- Have financial assets to invest that they’re not likely to need in their lifetime
- Aren’t looking for a complex UL plan with options and riders – just a straightforward plan focused on maximizing tax-deferred cash value accumulation
Manulife Security UL: Affordable insurance for today. Flexibility to add features in the future.
Security UL is ideal for younger clients, typically under age 45, who have a need for:
- Simple and straightforward life insurance protection
- An affordable solution based on their existing lifestyle and budget
- Comprehensive benefits, combining permanent insurance with tax-advantaged investing
- Flexibility to enhance in the future, when their needs – and financial picture – change
Manulife Limited Pay UL: The best of both worlds – flexibility and guarantees
Limited Pay UL prospects include:
- Aging baby boomers who want to leave insurance gifts to children, grandchildren, or charity
- Professionals who want permanent insurance, but want to stop paying premiums before they retire
- Risk-averse clients who want a guaranteed insurance solution as part of their financial plan
- Clients who want permanent insurance with guarantees
Please contact us to discuss your personal needs.
I would like to discuss my personal situation.
Please have your Advisor Contact Me
Please have your Advisor Contact Me