Even without these benefits, the reality is that funeral costs are constantly getting higher and most of our current life insurance, if we have any, simply is not enough to cover medical bills, existing debt, and burial or cremation expenses. Even of you have a existing policies which you carried out with some intended purpose such as to pay off mortgage or leave some money behind for grand kids to complete higher education or spend money at time of marriage or any thing else you could leave that policy for that intended purpose only and just take out dedicated policy for final expenses. With an additional funeral insurance policy, we can be assured that our loved ones have the funds necessary for a proper farewell.
Other good reason to carry out additional life insurance policy is generally females out live males as there spouse pass away they need for financial assistance and they need little extra with them to continue with the same life style......(Read More)
Tips for Seniors:
We offer plan underwritten by unity life of Canada who realize that many smokers intend to quit smoking. So they have developed a unique permanent life insurance policy (Term 100) that allows you to pay non-smoker rates immediately for 24 months. Whether you quit or not, you will have 24 months of substantially reduced premiums as non smokers.
At the end of 24 months, if you have stopped smoking for at least 12 continuous months, then your premiums will continue for the life of the policy as non smoker. To qualify for the continued rate reduction, you simply need to fill out a tobacco usage questionnaire and submit a urine sample. If it found you are smoke free in last 12 months then your rate continues as non smoker else it is changed to smoker rate.
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If you have any further query, please feel free to contact Canada insurance Plan.
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