A no medical exam life insurance policy is one that does as the name suggests. There is no medical exam required to buy one of these life insurance policies. There are a number of life insurance companies these days that are offering such policies and they are more popular today than ever. If you are young and healthy it is easy to qualify for a no medical exam life insurance policy.

These policies can be processed very fast since there is hardly any paperwork necessary. However, if you already have a serious health condition like heart disease, AIDS, cancer, diabetes or a psychological disorder you may not qualify. A simple questionnaire is usually mailed to you when you inquire about a no medical exam life insurance policy. When applying for this kind of life insurance policy you will be asked some basic questions like your age, gender, and health condition. After you have filled out the questionnaire the insurance company will review it and let you know if you are eligible or not.

What is No Medical Life Insurance?

No medical Life Insurance as name signifies Life insurance without medical examination ie no blood work, no needle tests or urine sample or no medical results from doctor. If you have any of these health conditions, At Canada Insurance plan ,offer plans for our clients :

Cancer

Heart attack

Stroke

High Blood Pressure

Cholesterol

Diabetes – Insulin

Hepatitis B

Hepatitis C

Cirrhosis

Kidney disease

Bypass surgery

Dementia

Depression

COPD

Respiratory condition

Declined by other Life Insurance

MS (Multiple Sclerosis)

Angina

Hemophilia

Thrombocytopenia or serious Anemia

You can buy Term Life insurance or Whole Life Insurance without seeing any nurse or doctor.

Who are good candidate for this option?

If you have health conditions and have tried with medical underwritten insurance plan, where insurance company has declined you, then this could be good option as its better to have some coverage than nothing, Feel free to complete form below and one of our licensed insurance broker shall be more than happy to assist.

If you have further query please contact Canada Insurance Plan.