Supplemental Security Income

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Supplemental Security Income

Social Security is responsible for two major programs that provide benefits based on disability:

1) Social Security Disability Insurance (SSDI), which is based on prior work under Social Security,

2)  Supplemental Security Income (SSI). 

 

Supplemental Security Income (SSI) is a program financed through general revenues.  SSI disability benefits are payable to adults or children who are disabled or blind, have limited income and resources, meet the living arrangement requirements, and are otherwise eligible.  The monthly payment varies up to the maximum federal benefit rate, which may be supplemented by the State or decreased by countable income and resources.  See Understanding Supplemental Security Income for an explanation of SSI benefit payment rates.

 

Ensuring your future does not just start with a pension and savings in the bank. There are some events that can suddenly change one's plans, such as a sudden impairment that affects your ability to accomplish work or an inability to adjust to other work because of a disability from an accident. When that happens, most people are not able to prepare for a comfortable retirement. Instead, they try to make do with their past savings because they no longer have any capacity for work.

 

What you have to do is know how to apply, win, and appeal for a social security disability program and enjoy the benefits later on in life. Follow this quick guide to knowing the requirements and steps that you would have to take.

Requirements for application

 

Need

Your Social Security number;

Your birth or baptismal certificate;

Names, addresses and phone numbers of the doctors, caseworkers, hospitals and clinics that took care of you and dates of your visits;

Names and dosage of all the medicine you take;

Medical records from your doctors, therapists, hospitals, clinics and caseworkers that you already have in your possession;

Laboratory and test results;

 

What is the difference between Social Security disability and SSI?

This is confusing to a lot of people because both programs are administered by the Social Security Administration. Social Security Disability Insurance (SSDI) is a program that workers, employers and the self-employed pay for with their Social Security taxes. You qualify for these benefits based on your work history and the amount of your benefit is based on your earnings. Supplemental Security Income (SSI) is a program financed through general tax revenues -- not through Social Security trust funds. SSI disability benefits are paid to people who have a disability and who don't own much or have a lot of income.


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