Travel Insurance

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Canadians Travel within Canada

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Key Benefits

Maximum Limit

Maximum liability $5,000,000
Emergency medical treatment - Emergency medical treatment for sickness or injury whether in-patient or out-patient care
- Services of physician, surgeon, anaesthetist, registered graduate nurse
- Private duty nursing
- X-rays and laboratory services
- Rental of essential medical appliances
Ambulance Yes, including paramedics or taxi in lieu
Prescription drugs Limit of a 30-day supply
Professional medical services - Up to $500 per practitioner including a licensed physiotherapist, chiropractor, chiropodist, osteopath,
podiatrist and optometrist
Dental - Up to $4,000 for accident
- Up to $500 for any other dental emergencies
Hospital allowance $50 per day to a maximum of $500 for incidental hospital charges
Emergency air transportation - Up to policy limit; includes cost of air ambulance, stretcher fare or one-way economy airfare, medical attendant or
travelling companion, seat upgrade when medically necessary (for insured and attendant or travelling companion)
Return of excess baggage Up to $200, provided there was no room aboard and when the insured is returned to the home province under the
Emergency Air Transportation Benefit or Repatriation Benefit
Return of travelling companion A one-way economy airfare back to the departure point if the insured is returned home for medical reasons
Escort of children/grandchildren Up to age 21 or 25 if full-time student; no age limit for mentally/physically handicapped
Repatriation - Up to $10,000 for repatriation (excluding cost of coffin)
- Up to $4,000 for burial/cremation at place of death (excluding cost of burial coffin or urn)
- Transportation costs for one family member to identify the body and up to $150 per day for meals and
accommodation to a maximum of five days; the family member will also be covered as an insured for a maximum
of five days
Family transportation One economy return airfare or ground transportation costs and up to $150 per day for out-of-pocket expenses
Out-of-pocket expenses Up to $400 per day to a maximum of $4,000 when insured or travelling companion is hospitalized on the date
scheduled to return to the home province or when transferred to a different hospital in another city for emergency
medical treatment
Return of vehicle Up to $4,000
Return to your destination One-way economy airfare by the most direct route to return to the insured’s original trip destination following a return
to their home province under the Emergency Air Transportation Benefit
Return of accompanying dog or cat Up to $300

Key Features

Plans available Annual
- Multi trip worldwide
- Multi trip within Canada
- Worldwide
- Worldwide excluding USA (includes up to 5 days transit coverage in USA)
- Within Canada
Pre-existing conditions coverage 59 years and under
- No stability period for trips of 35 days and less*
- 90-day stability period for trips over 35 days
60 to 74 years
- 180-day stability period for all trip lengths
75 to 89 years
- 365-day stability period for all trip lengths
* Conditions and/or symptoms which arose or worsened on the date of departure, or at any time within the seven days prior to the date of departure, other than a minor ailment, will not be covered.
Deductible Automatic $250 deductible; buy-out option available or other deductible options up to $100,000 for premium discount
One temporary visit to home province
during a single trip
Includes up to a maximum of 10 days
Family rate Available up to age 59; includes grandparents and grandchildren as well as children up to age 21 or 25 if full-time
students; no age limit if children are mentally/physically handicapped
Subrogation No subrogation against any employment plans with a lifetime maximum limit of $100,000 or less
We are a broker company offering plans / insurance products from companies like Manulife Financial, GMS, TuGo, Travel Guard, Blue Cross, TIC, SRMRM Inc. and Welcome Canada, what we care for is a plan that best suits your needs at lowest possible premiums. We work in the best interest of client and not insurance companies. We strive to maintain the accuracy with all the information provided on this website; however errors and omissions regretted.

       Norman & Cindy, London ON         William & Dorothy, Sarnia ON         Richard & Shelly, Toronto ON        Peter, Brampton ON 
"Kept us completely informed on each step while waiting approval."
"I had been turned down time after time.....Life Insurance Advisors got a policy for me at preferred rates...Thanks" 
"Your service was outstanding, you kept us in the loop throughout the entire process. You made shopping for life insurance a breeze. Thank you so much!"
"Mike, Thanks for being so professional. You have provided me the life insurance at the right value without any hassle. Thanks."
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