Travel Insurance

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Canadians Travel within Canada

Emergency Air Transportation

This benefit is payable only when pre-approved and arranged by OneWorld Assist

a) Medical air evacuation to the nearest medical facility equipped to provide the required treatment, or for return to Canada; or,

b) The cost of stretcher fare or one-way economy airfare on a commercial flight via the most direct route to return to your home province for immediate medical treatment as a result of an emergency providing medical treatment is sought within 48 hours of arrival to home province, and if the attending physician providing treatment outside your home province recommends it in writing. This benefit includes the cost of an airline seat upgrade when medically necessary if the attending physician providing treatment outside your home province recommends it in writing; and,

c) The cost of a return economy airfare on a commercial flight via the most direct route for a qualified medical attendantor travelling companion, to accompany you when medically necessary or required by the airline. This benefit includes the cost of an airline seat upgrade for the medical attendant or travelling companion when medically necessary if the attending physician providing treatment outside your home province recommends it in writing.

Escort of children/grandchildren

This benefit is payable only when pre-approved and arranged by OneWorld Assist
A one-way economy airfare to return back to the original departure point for accompanying dependent children or dependent grandchildren if you are returned to your home province under the Emergency Air Transportation Benefit. The company will also pay for an escort to accompany the dependent children or dependent grandchildren when necessary.

Repatriation

In the event of your death during a trip as a result of an accident or an unexpected sickness covered under the Policy benefits, the company will reimburse:

a) Up to a maximum of $10,000 for the preparation and return of your body, including the cost of a standard shipping container (excluding cost of a burial coffin) to your home province in Canada; or,

b) Up to a maximum of $4,000 for burial or cremation at the place of death (excluding cost of a burial coffin or urn), in the event your body is not returned to your home province.

c) Transportation costs of one family member to go to the place of your death to identify your body when it is necessary to be identified prior to the release of your body and up to a limit of $150 per day for meals and commercial accommodation to a maximum of five days. The family member identifying your body will also be covered as an insured under this Policy for a maximum of five days.

Family transportation

This benefit is payable only when pre-approved and arranged by OneWorld Assist
If an attending physician considers it necessary, the company will reimburse one economy return airfare or ground transportation costs for a family member to be with you while you are in hospital due to a covered sickness or injury if you are travelling alone; or for one additional family member other than your travelling companion if you are not travelling alone, and up to a maximum of $150 per day for reasonable and necessary commercial accommodation, meals, telephone calls, internet charges, taxi or bus fare..
 
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Key Benefits

Maximum Limit

Maximum liability $5,000,000
Emergency medical treatment - Emergency medical treatment for sickness or injury whether in-patient or out-patient care
- Services of physician, surgeon, anaesthetist, registered graduate nurse
- Private duty nursing
- X-rays and laboratory services
- Rental of essential medical appliances
Ambulance Yes, including paramedics or taxi in lieu
Prescription drugs Limit of a 30-day supply
Professional medical services - Up to $500 per practitioner including a licensed physiotherapist, chiropractor, chiropodist, osteopath,
podiatrist and optometrist
Dental - Up to $4,000 for accident
- Up to $500 for any other dental emergencies
Hospital allowance $50 per day to a maximum of $500 for incidental hospital charges
Emergency air transportation - Up to policy limit; includes cost of air ambulance, stretcher fare or one-way economy airfare, medical attendant or
travelling companion, seat upgrade when medically necessary (for insured and attendant or travelling companion)
Return of excess baggage Up to $200, provided there was no room aboard and when the insured is returned to the home province under the
Emergency Air Transportation Benefit or Repatriation Benefit
Return of travelling companion A one-way economy airfare back to the departure point if the insured is returned home for medical reasons
Escort of children/grandchildren Up to age 21 or 25 if full-time student; no age limit for mentally/physically handicapped
Repatriation - Up to $10,000 for repatriation (excluding cost of coffin)
- Up to $4,000 for burial/cremation at place of death (excluding cost of burial coffin or urn)
- Transportation costs for one family member to identify the body and up to $150 per day for meals and
accommodation to a maximum of five days; the family member will also be covered as an insured for a maximum
of five days
Family transportation One economy return airfare or ground transportation costs and up to $150 per day for out-of-pocket expenses
Out-of-pocket expenses Up to $400 per day to a maximum of $4,000 when insured or travelling companion is hospitalized on the date
scheduled to return to the home province or when transferred to a different hospital in another city for emergency
medical treatment
Return of vehicle Up to $4,000
Return to your destination One-way economy airfare by the most direct route to return to the insured’s original trip destination following a return
to their home province under the Emergency Air Transportation Benefit
Return of accompanying dog or cat Up to $300
   

Key Features

 
Plans available Annual
- Multi trip worldwide
- Multi trip within Canada
Single
- Worldwide
- Worldwide excluding USA (includes up to 5 days transit coverage in USA)
- Within Canada
Pre-existing conditions coverage 59 years and under
- No stability period for trips of 35 days and less*
- 90-day stability period for trips over 35 days
60 to 74 years
- 180-day stability period for all trip lengths
75 to 89 years
- 365-day stability period for all trip lengths
* Conditions and/or symptoms which arose or worsened on the date of departure, or at any time within the seven days prior to the date of departure, other than a minor ailment, will not be covered.
Deductible Automatic $250 deductible; buy-out option available or other deductible options up to $100,000 for premium discount
One temporary visit to home province
during a single trip
Includes up to a maximum of 10 days
Family rate Available up to age 59; includes grandparents and grandchildren as well as children up to age 21 or 25 if full-time
students; no age limit if children are mentally/physically handicapped
Subrogation No subrogation against any employment plans with a lifetime maximum limit of $100,000 or less
We are a broker company offering plans / insurance products from companies like Manulife Financial, GMS, TuGo, Travel Guard, Blue Cross, TIC, SRMRM Inc. and Welcome Canada, what we care for is a plan that best suits your needs at lowest possible premiums. We work in the best interest of client and not insurance companies. We strive to maintain the accuracy with all the information provided on this website; however errors and omissions regretted.

     
       Norman & Cindy, London ON         William & Dorothy, Sarnia ON         Richard & Shelly, Toronto ON        Peter, Brampton ON 
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