What kind of health insurance should my son or daughter purchase?

All students are required to have health insurance while on exchange. Students are responsible for assessing and purchasing international health coverage and ensuring that they have enough coverage while they are away.

In addition, many countries now have mandatory health insurance policies for exchange students. We recommend that students check their partner university materials or go to host country's consulate or embassy website for more information on mandatory health insurance.

There are three types of health insurance

Basic

Basic coverage is provided by the British Columbia Medical Services Plan (MSP) or another provincial plan. Students must be covered by MSP, or another provincial equivalent, to be eligible for an extended insurance plan.

Extended

Extended insurance plans cover dental care, eye care, prescription drugs, and more. This type of coverage is only valid if the student has basic provincial coverage.

What are student exchange programs?

Student exchange programs  provide students with study, work, and volunteer opportunities to build global citizenship skills and knowledge; to live their discipline; and to take advantage of academic excellence at our partner institutions.

Go Global: International Learning Programs are Senate-approved and are designed to create opportunities for outstanding students to fulfill UBC degree requirements as they immerse themselves in the academic and social lives of different regions in the world. Mobility opportunities are available for undergraduate and graduate students, both internationally and in Canada.

A medical emergency or sudden illness while studying in Canada could ruin your school year. And without adequate coverage, the medical expenses could ruin you and your family.

All students are responsible for providing their own health care insurance and covering their own medical costs including ambulance transportation except when students suffer from an injury as defined by CIP.  Students should have their own provincial health care insurance card and keep it with them at all times.

Getting good student car insurance quotes tip one – There are several different things that car insurance companies look at when making a decision on the rate for a person or individual. A pretty big factor when making this decision is age, and in this case, the younger that the person is, the higher the rate will also be. Getting good student car insurance quotes tip two – There are companies though that do offer something called good faith discounts that pertain to college students that have and are maintaining a particular grade point average. In general, it’s possible to get better rates on auto insurance depending on how high a students grade point average is. Getting good student car insurance quotes tip three – A lot of the students that go to college either live in their own home or they are off campus living in a apartment and do round-trip commute daily between both the school and the home.

Student Health Insurance

The most regular expenses that are covered by supplemental insurance are prescription drugs and trips to the dentist. It is important to visit the dentist for cleanings and a check-up every nine months. Moreover, as a student, you are no doubt involved in various activities including sports; consequently, your chances of injury are higher. So are your chances of picking up a sickness due to a virus that is sweeping through the school. Unexpected medical bills added to school costs can entail financial stress for you and your parents.

If you are a parent who is looking for a student health insurance policy for your son or daughter, you have two options: an independent health insurance policy or the standard health insurance policy offered by the school. An independent health insurance policy usually covers the student year-round and not just during the school semester. Also, an independent individual health insurance policy for college and university students will likely offer more coverage options then the policy offered by the school.

Health&Dental Insurance

Health&Dental Benefit Plans pay your medical expense not covered by provincial health insurance plan and may include Extended Health benefits, Prescription Drugs benefit, Dental Care, Vision Care, Semi-Private or Private Hospital, Hospital Cash, Medical Travel, Accidental Death & Dismemberment, Fracture Benefit, Catastrophic Coverage.

Rate are based on your age, and plan you have selected. Get your quotes for Health&Dental plans issued by Canadian health insurance providers, select and buy affordable Health and Dental Plan, which you want and need.

1.  Students Provincial Health Care Insurance

* Out of province students should inform their provincial health care insurer that they are now attending Olds College for the specific time you will be here.  Your provincial health insurer may require proof of registration.  If they do, you should take the form to Student Services in DMP.

* Phone Alberta Health Care to obtain provincial health care coverage if you do not have any provincial health care insurance.

* Subsidy Forms for the Health Care premiums are available in Health Services.

* Alberta Health Care Insurance Plan

2.  Olds College Students Association Insurance (OCSA)

* All students are required to have this insurance plan or may remain on their parent’s insurance plan if proof of coverage is shown to the OCSA insurance agent.

* This insurance is in addition to provincial health care insurance and does not replace provincial health care insurance.

* OCSA insurance information

3.  Workers’ Compensation Board Insurance (WCB) Insurance

* All Olds College Students who receive a certificate, diploma or degree are covered by Alberta WCB Insurance for class-related injury.

* Students and employees are required to complete a WCB form every time they consult a physician or a chiropractor for any work-related injury or illness.

* Student WCB forms are submitted to the Coordinator of Student Health Services.

* The Coordinator of Student Health Services forwards WCB reports for student injuries.

* Olds College students who do work experience outside Alberta may not be covered by Alberta WCB if it is not recognized by the outside province or country.

4.  International Students

* Students attending Olds College from another country as part of an international department for less than 12 months will have external international health insurance.

* International Students in Alberta for over one year can apply for Alberta Health Care.

* International Students at Olds College independently should ensure they have adequate health care insurance.

If you have further query please contact Canada Insurance Plan.