Some Plan Details
- Plans from $10,000-$2,000,000
- Simplified Application Process
- 100% TAX FREE Benefits
- Discount for Non-Smokers
- Once accepted your coverage can never be cancelled due to changes in health for the life of policy
Licensed experienced brokers with designations like RHU,CLU,CFP
Summary of Benefits
Accidental Death upto $60,000
Dismemberment or Loss of Use upto $200,000
Accidental Fracture upto $1000
Hospital and Paramedical Costs Upto $3000
Emergency Care or Services Outside the Province of Residence Upto $5000
Other Details
This coverage provides for the reimbursement of certain expenses that aren’t covered (or that are partially covered) by group insurance plans:
hospitalization benefit (in addition to reimbursement of the hospital room);
convalescence benefit;
dental expenses as a result of an accident;
treatments administered by a physiotherapist, chiropractor, occupational therapist, podiatrist, osteopath, audiologist, or speech therapist;
fracture benefit;
repair or replacement of glasses;
childcare expenses;
transportation expenses, etc.
Accidental Dismemberment Insurance
Accidental Dismemberment policy is an ideal complement to any group accident insurance you may have. Consider the following: Its accidental death, loss-of-use, dismemberment, and fracture benefits are payable over and above the benefits paid under group plans. Certain group plans do not provide a lump-sum payment in the event of accidental loss of use, dismemberment or fracture.
Ideal for:
- College and University Graduates
- Complement to Group Insurance
- Retirees
The accidental loss-of-use or dismemberment benefits can be used to cover several expenses that disability income insurance (partial income replacement) does not assume. For example, a person who becomes a paraplegic as a result of an accident could use the $50,000 or $200,000 benefit to meet the following additional expenses:
- Adaptations to a house;
- Changes or adaptations to an automobile;
- Expenses involved in career reorientation;
- Household maintenance contracts, etc.
Government plans pay benefits subject to certain conditions (for example, occupational accidents or highway accidents). This plan covers you 24 hours a day, 365 days a year, worldwide.
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Norman & Cindy, London ON
William & Dorothy, Sarnia ON
Richard & Shelly, Toronto ON
