Term Life Insurance
Life insurance policies through agents or brokers, by mail, via the Internet, or through group plans offered by your employer or an association.
Term Life Insurance care after your family and business. It can provide a lump sum payment when you die, with options for cover if you become permanently disabled, or are diagnosed with one or more of the specified medical events. These include heart attack, cancer, stroke and coronary artery bypass surgery.
Types of Life Insurance
Whole Life
Universal Life
Variable Life
Variable Universal Life
Term Life
Term polices can have some variations, including, but not limited to:
Annual Renewable and Convertible Term.
Level Term.
Decreasing Term.
Food for Thought.
How to buy life insurance
The Internet
Mail order
Agents and brokers
Life insurance policies
A life insurance policy is a legal contract between you and the insurance company. This contract spells out:
• The rights and duties of you and the company
• How much and how often you pay
• The benefits you are entitled to receive
• The circumstances under which the policy will pay benefits
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