Affordable International Student Insurance

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Fast Life has bought enough of the changes to our worlds, we have to move out of our homes for education to different nations for detailed study and may be living also , vast changes in education system over last few decades have made it possible to move overseas for higher studies to different Universities and there fore the need for insurance arises for untimely expenses which our kids might face while studying abroad at the time of uncertainity

Student Insurance | Plan for $485 per year

Medical Emergencies

Emergency Hospital

The insurer agrees to pay for semi-private hospital accommodation and for reasonable and customary services and supplies necessary for your emergency care during confinement as a resident in-patient.

 
Emergency Medical

The insurer agrees to pay for:

  • The reasonable and customary services of a legally licensed physician, surgeon or anaesthetist.
  • Diagnostics, lab tests and/or x-ray examinations as ordered by a physician.
  • When ordered by a physician, up to an aggregate limit of $10,000, for:
    • The use of a licensed local land or sea ambulance to the nearest hospital. If an ambulance is necessary but is unavailable, the insurer will reimburse up to $100 for taxi expenses.
    • Private duty services of a registered graduate nurse (who is not related to you by blood or marriage) when approved in advance by TIC.
    • Rental of crutches, wheelchair or hospital-type bed(standard non-electric model only), not exceeding the purchase price; the cost of splints, trusses, braces or other approved prosthetic appliances; initial purchase of casts; artificial limbs, eyes or other approved prosthetic or medical appliances when approved in advance by TIC.
    • Oxygen and rental of equipment for its administration.
    • Blood and blood plasma, except when donated.
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Professional Services

The services of a legally licensed physiotherapist,chiropractor, chiropodist, osteopath or podiatrist (all of whom are not related to you by blood or marriage) when ordered by the attending physician as treatment for a covered injury. Not to exceed $600 per practitioner per calendar year..

 

 
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International Student travel insurance TIC Plan Details Basic / Enhanced Description 
INTERNATIONAL STUDENT PLAN TIC travel Policy Wording Policy Wording (PDF)
Simply check our International Student Insurance forum for more answers and fill in your own questions and queries to be sorted out by our experts
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Plans for International Students

When travelling outside of your home country, your government health care plans don't travel with you. Health care costs in Canada are very expensive. Hospitals can charge thousands of dollars per day, with many Canadian hospitals charging a non-resident fee to patients not covered under a government health insurance plan. International Student Insurance helps protect you and your family from unexpected costs due to a medical emergency while you are studying in Canada. We will be there to make certain you get the care you need.

Ideal if you are:

  • Enrolled in at least 60% of the required courses for a specific program at a Canadian school, college, university or accredited educational institution
  • A temporary resident of Canada without any government health care coverage
  • Have completed your studies and remain up to a year in Canada to work in the field of your studies
  • Would like coverage under your policy for dependents living with you
Features and benefits
  • Emergency Hospital and Medical coverage
  • 24/7 access to multi-lingual emergency assistance
  • Affordable all-in-one hospital, medical and extended health care solution
  • Two plans to choose from for flexible, convenient coverage
The following is a summary of coverage included in the overall maximum of $2 million.
Standard Plan EXCLUDES any pre-existing medical conditions.
Accidental Death & Dismemberment $15,000
Accidental Dental $5,000
Dental Emergencies $600
Diagnostics, Lab Tests and X-rays up to overall maximum
Drugs or Medications up to a one-month supply
Emergency Air Transportation/Return Home up to overall maximum
Eye Examination one per year
Follow up visits up to $3,000
Hospital Confinement and Medical Services up to overall maximum
Maternity Benefit up to $1,000
Physician, Surgeon, Anesthetist, Nurse up to overall maximum
Physical Examination one per year
Return of Deceased $15,000
Transportation of Family or Friend $5,000
Wisdom Teeth $100 per tooth
The following benefits have an overall combined maximum $10,000. - Ambulance services; private duty nursing; radiology; physiotherapist; osteopath; podiatrist; chiropractor; rental of wheelchair, crutches, hospital bed. Purchase of splints, trusses, braces, prosthetic appliances. Oxygen and equipment for its administration, blood and blood plasma.
Enhanced Plan - The following benefits are in addition to the benefits included in the Standard Plan - 1. 90 day stability clause for pre-existing medical conditions 2. Maternity benefits up to $10,000 3. Psychologist and Psychiatric Care Benefit 4. Inpatient: $10,000; Outpatient: $1,000
We are a broker company offering plans / insurance products from companies like Manulife Financial, GMS, TuGo, Travel Guard, Blue Cross, TIC, SRMRM Inc. and Welcome Canada, what we care for is a plan that best suits your needs at lowest possible premiums. We work in the best interest of client and not insurance companies. We strive to maintain the accuracy with all the information provided on this website; however errors and omissions regretted.

     
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Standard/Basic Plan includes:

Emergency Hospital
Emergency Medical
Professional Services
Drugs or Medications
Maternity Benefit
Eye Examination
Physical Examination
Emergency Air Transportation/Return Home
Transportation of Family or Friend
Follow-up Visits
Accidental Dental
Dental Emergencies
Wisdom Teeth
Return of Deceased
Accidental Death & Dismemberment
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Enhanced Plan includes:

Maternity Benefit
Psychologist and Psychiatric Care
Pre-existing Conditions