If your term life insurance policy is linked to a Total and Permanent Disablement policy, some stroke sufferers may be able to claim on this policy depending on the level to which the stroke has affected them and the type of TPD cover that they have in place.

"Stroke means a cerebrovascular event producing neurological sequela lasting at least 24 hours. This requires clear evidence on a Computerized Tomography, Magnetic Resonance Imaging  similar scan that a stroke has occurred and of infarction of brain tissue, or, intracranial or subarachnoid haemorrhage."

Strokes incur more than just diagnosis and treatment costs. Many people suffer with an impediment in the speech, motion, or vision. These often require physical therapy for a period after leaving the hospital in order to regain function when possible.

Patients also need follow up visits with their doctor and specialists to reduce their chances of developing another episode. Without follow up and physical therapy, many patients are permanently disabled and likely to suffer additional episodes which can lead to further problems. Good medical insurance is imperative in these cases for diagnosis, treatment and follow up.

Term Life Insurance and Stroke

Stroke victims have a vastly increased risk of mortality in the weeks after their stroke event. Most term life insurance policies will pay out if you are considered to have a terminal illness - however generally a stroke is not considered terminal.

If your term life insurance policy is linked to a Total and Permanent Disablement policy, some stroke sufferers may be able to claim on this policy depending on the level to which the stroke has affected them and the type of TPD cover that they have in place.

The right kind of intensive stroke program, tailored to the individual, their history, their medication and their goals by a neurological physiotherapist will help even more. Use it and improve it.

If you have further query please contact Canada Insurance Plan.