Why it works
It easier than ever to protect the life you lead and the people you love. You get solid insurance protection across three risk areas.
Three risk areas
1 Disability protection |
2 Critical illness protection |
3 Life protection |
Disability insurance to age 65 if you can't work in your regular occupation because of illness or injury. |
Critical illness insurance to age 65 for 22 conditions. |
Term life insurance to age 65. |
Waiting period of 90 days. |
Early Intervention Benefit provides coverage for the early stages of some cancers and coronary angioplasty. |
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Recovery Benefit provides fast access to a portion of your benefit so you can begin your recovery sooner. |
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Best of all, with the pooled money concept, you get a life insurance policy, a disability insurance policy and a critical illness insurance policy in one affordable solution. |
Not cheap talk - here's proof
Look how this plan compares to purchasing separate term, disability and critical illness insurance products*
$250,000 amount of insurance
Renewable monthly premiums for male, non-smoker
Age |
Stand-alone Products |
The Plan |
Savings |
Savings |
30 |
$81.11 |
$53.75 |
$27.36 |
34% |
40 |
$117.53 |
$79.17 |
$38.36 |
33% |
50 |
$219.97 |
$191.25 |
$28.72 |
13% |
The Manulife stand-alone products used in this example are:
$250,000 Family Term, Term-10 with Total Disability Waiver Rider (TDW)
$62,500 Lifecheque, Renewable 10-year with Waiver of Premium (WP)
$1,250 Venture Series, 2A, 90 day EP, to age 65 Benefit Period (BP) |
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