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MORTGAGE PROTECTION INSURANCE:
Mortgage Insurance at its Best
Looking for a house to buy is not a challenge you take lightly. You have no doubt already figured out what you need in terms of space, number of rooms, style, neighbourhood, and state of repair…The purchase of a house is an important financial decision, and it is definitely a smart idea to protect the biggest investment of your life.
The objective of our Mortgage Protection Insurance coverage is to enable you to avoid leaving a significant debt for your surviving spouse and children. This plan enables your loved ones to keep the house and all the benefits associated with it, rather than having to sell up, in the event of your death prior to repayment of the mortgage loan.
Mortgage Protection Insurance is, first and foremost, life insurance coverage that enables you to pay all or part of your mortgage loan balance. |
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Features of our Mortgage Protection Insurance |
- You are the owner of your individual mortgage insurance, unlike group coverage offered
by most financial institutions.
- Protection from interest rate increases, since the premiums are level and they’re guaranteed for the entire term of coverage.
- The ability to select individual or joint life insurance depending on your personal situation. This way, you can benefit from a significant reduction in the premium amount.
- The advantage of keeping your insurance, even if you refinance your loan or change lending institutions. Your coverage remains in effect.
- An opportunity to convert your mortgage insurance to regular life insurance without
having to answer any health questions.
- Freedom to appoint your own beneficiary rather than your financial institution.
- Freedom for your heirs to use the benefits to repay your loan or to meet more pressing needs. That’s because the insurance benefit is paid to the beneficiary, rather than to
your lending institution.
- Benefits that cover your mortgage payments in the event of disability or critical illness.
- You chose your home sweet home very carefully. With the Mortgage Protection Insurance, you can enjoy your home with full peace of mind while protecting the biggest investment of your life. What are you waiting for? Start filling your home with good things and happy memories!
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Welcome to Canada Insurance Plan, Norfolk Health Insurance Quotes. Canada Insurance Plan Life Insurance Rates service brings clients in Norfolk, who need good competitive life insurance rates, together with insurance companies who offer insurance quotes in Norfolk ON. Life insurance rates are currently available in Norfolk the Internet. Here you would have a good access to all quotes, rates of policies from good insurance companies, best brokers, dedicated agents who devote best of their knowledge in insurance for Canadians.
Most of the insurance companies offer free low cost health insurance quotes to attract people towards their plans and programs. These quotes help people to compare the rates and the benefits of the different low cost health insurance plans. This helps them to take a decision, according to their specific needs. The easiest and fastest way to get quotes from the different local insurance agencies and insurance companies is through the Internet. There are a variety of low cost health insurance plans online. Most of these companies offer quotes absolutely free of cost.
An Independent Agent
When doing your own research, finding different quotes, calling around or even using the Internet to shop just isn't your thing, you'll want to use an independent insurance agent. These agents do not work for any specific company but for you. They use their time to shop around for you, finding you the best possible policy based upon the health insurance quotes they receive.
Equally important to know is the rating of the insurance company based on their financial strength, customer satisfaction levels, product quality, and other grade factors as well. There are insurance-rating agencies operating worldwide and also information entities devoted to issuing this kind of in-depth report that can be found online. It is always best to choose a company that has a good record to ensure the best return for one’s money.
The Cheapest Life Insurance
The best way to get low rates on insurance policies is to make sure that one doesn't get penalized by "risk factors." Life insurance, for example, sometimes penalizes individuals who have certain risk factors, such as advanced age, a history of poor health, smoking, or gender. After one finds an insurance company that won't penalize them too heavily for their risks, the next step to finding the cheapest life insurance is to reduce the scope of the benefits -- in other words, to make them cover less, and provide less protection on what they do cover.
Individual Health Insurance
Individual plans have many options available. There is the short-term medical coverage for those either in between jobs or for college graduates waiting for their first job. These plans are generally very basic. They typically are rather inexpensive because they do not come with office co-pays. The insured must reach their deductible before the policy will start to pay out. These plans can be purchased month to month or can be purchased as a six month policy. Most can be renewed at least once before the applicant must go back through underwriting. |
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Licensed from:Financial Service Commission of Ontario |
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Norman & Cindy, London ON |
William & Dorothy, Sarnia ON |
Richard & Shelly, Toronto ON |
Peter, Brampton ON |
"Kept us completely informed on each step while waiting approval." |
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"I had been turned down time after time.....Life Insurance Advisors got a policy for me at preferred rates...Thanks" |
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"Your service was outstanding, you kept us in the loop throughout the entire process. You made shopping for life insurance a breeze. Thank you so much!" |
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"Mike, Thanks for being so professional. You have provided me the life insurance at the right value without any hassle. Thanks." |
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We serve all of Ontario including: Acton, Ajax, Almonte, Amherstberg, Ancaster, Aurora, Barrie, Beamsville, Belleville, Bolton, Bracebridge, Bradford, Brampton, Brant, Brantford, Brighton, Brockville, Burlington, Cambridge, Cayuga, Chatham, Churchill, Clarence, Clarington, Cobourg, Collingwood, Cornwall, Essex, Fort Erie, Georgetown, Goderich, Gravenhurst, Guelph, Grimsby, Gwillimbury, Haldimand, Hamilton, Hawkesbury, Huntsville, Ingersoll, Kenora, Keswick, Kingston, Kingsville, Kitchener, LaSalle, Lincoln, Lindsay, Listowel, London, Milton, Markham, Midland, Mississauga, Napanee, Newmarket, New Alliston, Niagara Falls, Niagara on the Lake, North Bay, Norfolk, Oakville, Orangeville, Orillia, Oshawa, Ottawa, Owen Sound, Paris, Parry Sound, Pelham, Pembroke, Petawawa, Peterborough, Pickering, Picton, Port (Pt.) Colborne, Port Dover, Port Elgin, Richmond Hill, Sault Ste. Marie, Sarnia, Scarborough, Simcoe, Stoney Creek, Stratford, Strathroy, St. Catharines, Stouffville, St. Thomas, St. Mary’s, Sudbury, Tecumseh, Thornhill, Tillsonburg, Timmins, Thorold, Thunder Bay, Toronto, Trenton, Vaughan, Vineland, Wasaga Beach, Waterloo, Welland, Whitby, Windsor, Woodbridge, and Woodstock. |
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