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MORTGAGE PROTECTION INSURANCE:
Mortgage Insurance at its Best

Looking for a house to buy is not a challenge you take lightly. You have no doubt already figured out what you need in terms of space, number of rooms, style, neighbourhood, and state of repair…The purchase of a house is an important financial decision, and it is definitely a smart idea to protect the biggest investment of your life.

The objective of our Mortgage Protection Insurance coverage is to enable you to avoid leaving a significant debt for your surviving spouse and children. This plan enables your loved ones to keep the house and all the benefits associated with it, rather than having to sell up, in the event of your death prior to repayment of the mortgage loan.

Mortgage Protection Insurance is, first and foremost, life insurance coverage that enables you to pay all or part of your mortgage loan balance.

    Features of our Mortgage Protection Insurance
  • You are the owner of your individual mortgage insurance, unlike group coverage offered
    by most financial institutions.

  • Protection from interest rate increases, since the premiums are level and they’re guaranteed for the entire term of coverage.
  • The ability to select individual or joint life insurance depending on your personal situation. This way, you can benefit from a significant reduction in the premium amount.
  • The advantage of keeping your insurance, even if you refinance your loan or change lending institutions. Your coverage remains in effect.
  • An opportunity to convert your mortgage insurance to regular life insurance without
    having to answer any health questions.

  • Freedom to appoint your own beneficiary rather than your financial institution.
  • Freedom for your heirs to use the benefits to repay your loan or to meet more pressing needs. That’s because the insurance benefit is paid to the beneficiary, rather than to
    your lending institution.

  • Benefits that cover your mortgage payments in the event of disability or critical illness.
  • You chose your home sweet home very carefully. With the Mortgage Protection Insurance, you can enjoy your home with full peace of mind while protecting the biggest investment of your life. What are you waiting for? Start filling your home with good things and happy memories!

 

Welcome to Canada Insurance Plan, North Bay’s Loans Bad Credit Loans. Canada Insurance Plan Life Insurance Rates service brings clients in North Bay, who need good competitive  life insurance rates, together with insurance companies who offer insurance quotes in  North Bay ON. Life insurance rates are currently available in  North Bay the Internet. Here you would have a good access to all quotes, rates of policies from good insurance companies,  best brokers, dedicated agents who devote best of their knowledge in insurance for Canadians.

 

Auto Loan Rates

While applying for auto loans, you can avail competitive auto loan rates by negotiating best deal. Although auto loan companies fix auto loan rates, you can bring remarkable change in these rates through skillful handling of facts in your favor.

 

Criteria for a Low Interest Rate Loan

Excellent Credit. Creditors will only approve individuals who have a reliable repayment history. A customer with missed and late payments will be deemed too great a risk for an unsecured affordable loan.

 

Stable employment. The longer the applicant for a low APR loan has been in the same job, the greater the chance of acceptance. Anyone who is still in their probationary period or in temporary employment will be rejected for a low interest rate loan.

 

Low income to debt ratio. Creditors are looking for customers who don't have a high amount of debt relative to their income. Whilst an income to debt ratio of under 36% is considered essential, it will need to be lower if the customer is to qualify for an affordable loan rate.

 

 

Interest Rates depend on your credit rating, loan term, estimated property balance, outstanding mortgage, property type, and many other factors. Hence, with loans extending to 5 years, 10 years, and even 15 years, someone with a good credit history can borrow up to 100% of the equity value of a home at low fixed interest rates.

 

Home equity loans offer interest rates which are fixed until the end of the loan period. Hence, repayment is made in equal sums every month. Home equity loan rates may seem slightly higher than other rates from the beginning of the loan payment, but are actually affordable and reasonable when viewed later on.

 

Types of home loan interest rates

1. The first type is the fixed rate home loan, in which the rates and the dues every month are extended on a fixed duration of time, from 15 to 30 years.

2. The second type is the adjustable rate loan, wherein the rates fluctuate, going up or down according to the current market rates.


 
MORTGAGE LIFE INSURANCE QUOTES I MORTGAGE INSURANCE ONTARIO I MORTGAGE INSURANCE RATES I MORTGAGE LIFE INSURANCE CANADA
Licensed from:Financial Service Commission of Ontario
 
       Norman & Cindy, London ON         William & Dorothy, Sarnia ON         Richard & Shelly, Toronto ON        Peter, Brampton ON 
"Kept us completely informed on each step while waiting approval."
"I had been turned down time after time.....Life Insurance Advisors got a policy for me at preferred rates...Thanks" 
"Your service was outstanding, you kept us in the loop throughout the entire process. You made shopping for life insurance a breeze. Thank you so much!"
"Mike, Thanks for being so professional. You have provided me the life insurance at the right value without any hassle. Thanks."
 
We serve all of Ontario including: Acton, Ajax, Almonte, Amherstberg, Ancaster, Aurora, Barrie, Beamsville, Belleville, Bolton, Bracebridge, Bradford, Brampton, Brant, Brantford, Brighton, Brockville, Burlington, Cambridge, Cayuga, Chatham, Churchill, Clarence, Clarington, Cobourg, Collingwood, Cornwall, Essex, Fort Erie, Georgetown, Goderich, Gravenhurst, Guelph, Grimsby, Gwillimbury, Haldimand, Hamilton, Hawkesbury, Huntsville, Ingersoll, Kenora, Keswick, Kingston, Kingsville, Kitchener, LaSalle, Lincoln, Lindsay, Listowel, London, Milton, Markham, Midland, Mississauga, Napanee, Newmarket, New Alliston, Niagara Falls, Niagara on the Lake, North Bay, Norfolk, Oakville, Orangeville, Orillia, Oshawa, Ottawa, Owen Sound, Paris, Parry Sound, Pelham, Pembroke, Petawawa, Peterborough, Pickering, Picton, Port (Pt.) Colborne, Port Dover, Port Elgin, Richmond Hill, Sault Ste. Marie, Sarnia, Scarborough, Simcoe, Stoney Creek, Stratford, Strathroy, St. Catharines, Stouffville, St. Thomas, St. Mary’s, Sudbury, Tecumseh, Thornhill, Tillsonburg, Timmins, Thorold, Thunder Bay, Toronto, Trenton, Vaughan, Vineland, Wasaga Beach, Waterloo, Welland, Whitby, Windsor, Woodbridge, and Woodstock.
 
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