 |
|
MORTGAGE PROTECTION INSURANCE:
Mortgage Insurance at its Best
Looking for a house to buy is not a challenge you take lightly. You have no doubt already figured out what you need in terms of space, number of rooms, style, neighbourhood, and state of repair…The purchase of a house is an important financial decision, and it is definitely a smart idea to protect the biggest investment of your life.
The objective of our Mortgage Protection Insurance coverage is to enable you to avoid leaving a significant debt for your surviving spouse and children. This plan enables your loved ones to keep the house and all the benefits associated with it, rather than having to sell up, in the event of your death prior to repayment of the mortgage loan.
Mortgage Protection Insurance is, first and foremost, life insurance coverage that enables you to pay all or part of your mortgage loan balance. |
|
Features of our Mortgage Protection Insurance |
- You are the owner of your individual mortgage insurance, unlike group coverage offered
by most financial institutions.
- Protection from interest rate increases, since the premiums are level and they’re guaranteed for the entire term of coverage.
- The ability to select individual or joint life insurance depending on your personal situation. This way, you can benefit from a significant reduction in the premium amount.
- The advantage of keeping your insurance, even if you refinance your loan or change lending institutions. Your coverage remains in effect.
- An opportunity to convert your mortgage insurance to regular life insurance without
having to answer any health questions.
- Freedom to appoint your own beneficiary rather than your financial institution.
- Freedom for your heirs to use the benefits to repay your loan or to meet more pressing needs. That’s because the insurance benefit is paid to the beneficiary, rather than to
your lending institution.
- Benefits that cover your mortgage payments in the event of disability or critical illness.
- You chose your home sweet home very carefully. With the Mortgage Protection Insurance, you can enjoy your home with full peace of mind while protecting the biggest investment of your life. What are you waiting for? Start filling your home with good things and happy memories!
|
|
|
Welcome to Canada Insurance Plan,Owen Sound’s Loans Bad Credit Loans. Canada Insurance Plan Life Insurance Rates service brings clients in Owen Sound, who need good competitive life insurance rates, together with insurance companies who offer insurance quotes in Owen Sound ON. Life insurance rates are currently available in Owen Sound the Internet. Here you would have a good access to all quotes, rates of policies from good insurance companies, best brokers, dedicated agents who devote best of their knowledge in insurance for Canadians.
Annual insurance plans ensure that you get coverage for each and every trip you make during a year, including both short duration as well as long duration trips with stopovers. You can be rest assured that all eventualities that happen while you are traveling will be taken care of by the annual insurance policy that you have purchased.
Single trip travel insurance is available from a number of places. If you booked your holiday through a travel agent you will probably have been offered their policy, but remember you are not obliged to take this and it can work out very expensive.
A good single trip travel insurance policy should offer cover for emergency medical expenses, cancellation, curtailment, personal possessions, personal liability and legal expenses. Many single trip travel insurance policies offer the option to exclude baggage cover for a discount - this is worth doing if you already have "away from home" cover for your personal belongings on your home contents insurance policy, or don't feel that you need cover for this.
Single Trip Travel Insurance - flexible to your needs! If you want your insurance to be favourable to you, it is important that you tell your insurance experts if you have any existing medical conditions. Detail out all those that is likely to influence us in the assessment or acceptance of this insurance. Failure to do so may mean that you have insufficient cover in the event of a claim. All of our policies are designed to be flexible and gives enough insurance cover when you are travelling abroad.
Annual insurance plans ensure that you get coverage for each and every trip you make during a year, including both short duration as well as long duration trips with stopovers. You can be rest assured that all eventualities that happen while you are traveling will be taken care of by the annual insurance policy that you have purchased.
Options for cover durations should be decided clearly. You can opt to have various durations of cover. Therefore, you should know the extent of your stay in a single destination place to avoid any problems. In any kind of insurance policy, reading and understanding the terms and conditions should always be the main focus. Transfer of cover to another individual is also allowed. So if your holiday is cut short or if you have to cancel your travels, you can have that option, so that your insurance is maximized.
Travel insurance comes in both single trip and annual policies, both have their strong and weak points. You'll want to think about which best suits your needs. Do you travel frequently? If so, an annual policy may be the best choice for you. If you do not travel so often, and just want some peace of mind for that long-planned vacation, a single trip policy is likely the way to go. Depending on the company offering the policy, different circumstances may or may not be covered. Like any important purchase, shopping around is the way to go.
Cheap cover for annual multi trip travel insurance is obviously less costly but it is important for a company to cover risk adequately because without doing so, the company could suffer significant financial loss if a staff member is hospitalized for a lengthy period of time. By purchasing either basic or comprehensive business insurance online you will find the premiums even cheaper because the insurance company is selling directly to you rather than through an agent.
Insurance is very practical when you are traveling. The first thing to do is decide which offered plan is right for you because plans vary for different types of trips and travelers. Some options to consider are backpacking, studying abroad and long stay. Once the multi trip travel insurance has been issued it will be in effect for either 15, 30, or 75 days. Multi trip travel insurance can also cover items such as limited baggage, evacuation, accidental death and trip interruption. Some things that you also might want to look for in these multi trip travel insurance plans is pregnancy, acts of terrorism and dental. |
|
|
|
 |
Licensed from:Financial Service Commission of Ontario |
|
|
Norman & Cindy, London ON |
William & Dorothy, Sarnia ON |
Richard & Shelly, Toronto ON |
Peter, Brampton ON |
"Kept us completely informed on each step while waiting approval." |
|
"I had been turned down time after time.....Life Insurance Advisors got a policy for me at preferred rates...Thanks" |
|
"Your service was outstanding, you kept us in the loop throughout the entire process. You made shopping for life insurance a breeze. Thank you so much!" |
|
"Mike, Thanks for being so professional. You have provided me the life insurance at the right value without any hassle. Thanks." |
|
|
|
We serve all of Ontario including: Acton, Ajax, Almonte, Amherstberg, Ancaster, Aurora, Barrie, Beamsville, Belleville, Bolton, Bracebridge, Bradford, Brampton, Brant, Brantford, Brighton, Brockville, Burlington, Cambridge, Cayuga, Chatham, Churchill, Clarence, Clarington, Cobourg, Collingwood, Cornwall, Essex, Fort Erie, Georgetown, Goderich, Gravenhurst, Guelph, Grimsby, Gwillimbury, Haldimand, Hamilton, Hawkesbury, Huntsville, Ingersoll, Kenora, Keswick, Kingston, Kingsville, Kitchener, LaSalle, Lincoln, Lindsay, Listowel, London, Milton, Markham, Midland, Mississauga, Napanee, Newmarket, New Alliston, Niagara Falls, Niagara on the Lake, North Bay, Norfolk, Oakville, Orangeville, Orillia, Oshawa, Ottawa, Owen Sound, Paris, Parry Sound, Pelham, Pembroke, Petawawa, Peterborough, Pickering, Picton, Port (Pt.) Colborne, Port Dover, Port Elgin, Richmond Hill, Sault Ste. Marie, Sarnia, Scarborough, Simcoe, Stoney Creek, Stratford, Strathroy, St. Catharines, Stouffville, St. Thomas, St. Mary’s, Sudbury, Tecumseh, Thornhill, Tillsonburg, Timmins, Thorold, Thunder Bay, Toronto, Trenton, Vaughan, Vineland, Wasaga Beach, Waterloo, Welland, Whitby, Windsor, Woodbridge, and Woodstock. |
|
|
|