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MORTGAGE PROTECTION INSURANCE:
Mortgage Insurance at its Best
Looking for a house to buy is not a challenge you take lightly. You have no doubt already figured out what you need in terms of space, number of rooms, style, neighbourhood, and state of repair…The purchase of a house is an important financial decision, and it is definitely a smart idea to protect the biggest investment of your life.
The objective of our Mortgage Protection Insurance coverage is to enable you to avoid leaving a significant debt for your surviving spouse and children. This plan enables your loved ones to keep the house and all the benefits associated with it, rather than having to sell up, in the event of your death prior to repayment of the mortgage loan.
Mortgage Protection Insurance is, first and foremost, life insurance coverage that enables you to pay all or part of your mortgage loan balance. |
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Features of our Mortgage Protection Insurance |
- You are the owner of your individual mortgage insurance, unlike group coverage offered
by most financial institutions.
- Protection from interest rate increases, since the premiums are level and they’re guaranteed for the entire term of coverage.
- The ability to select individual or joint life insurance depending on your personal situation. This way, you can benefit from a significant reduction in the premium amount.
- The advantage of keeping your insurance, even if you refinance your loan or change lending institutions. Your coverage remains in effect.
- An opportunity to convert your mortgage insurance to regular life insurance without
having to answer any health questions.
- Freedom to appoint your own beneficiary rather than your financial institution.
- Freedom for your heirs to use the benefits to repay your loan or to meet more pressing needs. That’s because the insurance benefit is paid to the beneficiary, rather than to
your lending institution.
- Benefits that cover your mortgage payments in the event of disability or critical illness.
- You chose your home sweet home very carefully. With the Mortgage Protection Insurance, you can enjoy your home with full peace of mind while protecting the biggest investment of your life. What are you waiting for? Start filling your home with good things and happy memories!
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Welcome to Canada Insurance Plan. Sarnia Australian Travel Insurance. Canada Insurance Plan Life Insurance Rates service brings clients in Sarnia , who need good competitive life insurance rates, together with insurance companies who offer insurance quotes in Sarnia ON. Life insurance rates are currently available in Sarnia the Internet. Here you would have a good access to all quotes, rates of policies from good insurance companies, best brokers, dedicated agents who devote best of their knowledge in insurance for Canadians.
An oversees holiday is a time of great enjoyment and it seems a shame to think about the things that can go wrong, but just because you are in another country there is no reason to assume that you are less likely to fall foul of any of the dangers of everyday life. Instead of seeing travel insurance as an unwelcome expense, remember that what you are paying for is the peace of mind that will allow you to relax and enjoy your holiday, without worrying how you will cope if something goes wrong. Travel insurance is a vital part of any overseas holiday, whether you are a fit young backpacker, an elderly traveller joining a group tour or a young family on a resort holiday.
Travel Insurance.
1) Medical
2) Loss
3) Flight Cancellation
4) Acts of Nature
5) Personal Circumstances
Health Insurance Cover
1: You or one of your travelling companions may get sick or have an accident before the trip is due to commence.
2: It may seem unlikely but a medical evacuation from a country is sometimes necessary.
3: It is an all too often reality that a traveller arrives at their destination but their luggage does not make the same journey. Travel insurance can assist with covering the costs associated with purchasing clothing and other necessary items until your bags are back in your possession.
6: If you would not go without health insurance at home, do not run the risk in a foreign country - travel insurance is a must.
7: While the life of a loved one is significantly more important that the cost of a trip, having this protection in place can help to reduce stress and disappointment and prevent them from exacerbating an already emotional situation.
Things to look for in a this part of a travel insurance policy:
* Hospital and medical cover when travelling to the US, Canada or Japan.
* Cover for an emergency evacuation.
* Provision for a relative to accompany you if you're ill or injured and travelling alone.
* Cover for emergency dental work.
* Cover for pre-existing medical conditions or pregnancy.
Travel Insurance Cover
Cancellation costs - This reimburses you for any pre-booked travel arrangements, such as accommodation, that have been cancelled.
Personal liability - This is a very important element of the policy. It covers you if you accidentally damage another person's property.
Luggage cover - This covers loss, damage and theft of luggage and other personal items. It also covers losses due to credit card theft.
Additional expenses - In the event of illness of one of your travelling group or delayed pre-booked travel arrangements, this will cover you for extra accommodation costs and any other costs you may incur.
Rental vehicle insurance excess - Covers the excess if you have an accident in or damage a rental car.
Skiing piste closure - Cover if the skiing resort is closed due to weather or other complications when you have pre-booked.
Skiing/golfing equipment - Covers you for loss, theft or damage of hired ski or golf equipment.
Travel insurance Australia covers you for loss of baggage, rental car excess, disruption of journey, accidental death, family emergency and other incidents. Should you be a frequent traveler, either for business or pleasure, there are
Australian travel insurance companies who offer multi-trip policies, for domestic or international travel or both. Multi trip insurance for Australians is a very economical way of taking out insurance cover when compared to travel insurance cover for individual trips.
The best thing about shopping for travel insurance online is that you can browse a number of different plans and packages all from the comfort of your own home or office. Most companies are also willing to provide cheap travel insurance quotes at no cost to you. |
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Licensed from:Financial Service Commission of Ontario |
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Norman & Cindy, London ON |
William & Dorothy, Sarnia ON |
Richard & Shelly, Toronto ON |
Peter, Brampton ON |
"Kept us completely informed on each step while waiting approval." |
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"I had been turned down time after time.....Life Insurance Advisors got a policy for me at preferred rates...Thanks" |
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"Your service was outstanding, you kept us in the loop throughout the entire process. You made shopping for life insurance a breeze. Thank you so much!" |
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"Mike, Thanks for being so professional. You have provided me the life insurance at the right value without any hassle. Thanks." |
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We serve all of Ontario including: Acton, Ajax, Almonte, Amherstberg, Ancaster, Aurora, Barrie, Beamsville, Belleville, Bolton, Bracebridge, Bradford, Brampton, Brant, Brantford, Brighton, Brockville, Burlington, Cambridge, Cayuga, Chatham, Churchill, Clarence, Clarington, Cobourg, Collingwood, Cornwall, Essex, Fort Erie, Georgetown, Goderich, Gravenhurst, Guelph, Grimsby, Gwillimbury, Haldimand, Hamilton, Hawkesbury, Huntsville, Ingersoll, Kenora, Keswick, Kingston, Kingsville, Kitchener, LaSalle, Lincoln, Lindsay, Listowel, London, Milton, Markham, Midland, Mississauga, Napanee, Newmarket, New Alliston, Niagara Falls, Niagara on the Lake, North Bay, Norfolk, Oakville, Orangeville, Orillia, Oshawa, Ottawa, Owen Sound, Paris, Parry Sound, Pelham, Pembroke, Petawawa, Peterborough, Pickering, Picton, Port (Pt.) Colborne, Port Dover, Port Elgin, Richmond Hill, Sault Ste. Marie, Sarnia, Scarborough, Simcoe, Stoney Creek, Stratford, Strathroy, St. Catharines, Stouffville, St. Thomas, St. Mary’s, Sudbury, Tecumseh, Thornhill, Tillsonburg, Timmins, Thorold, Thunder Bay, Toronto, Trenton, Vaughan, Vineland, Wasaga Beach, Waterloo, Welland, Whitby, Windsor, Woodbridge, and Woodstock. |
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