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MORTGAGE PROTECTION INSURANCE:
Mortgage Insurance at its Best
Looking for a house to buy is not a challenge you take lightly. You have no doubt already figured out what you need in terms of space, number of rooms, style, neighbourhood, and state of repair…The purchase of a house is an important financial decision, and it is definitely a smart idea to protect the biggest investment of your life.
The objective of our Mortgage Protection Insurance coverage is to enable you to avoid leaving a significant debt for your surviving spouse and children. This plan enables your loved ones to keep the house and all the benefits associated with it, rather than having to sell up, in the event of your death prior to repayment of the mortgage loan.
Mortgage Protection Insurance is, first and foremost, life insurance coverage that enables you to pay all or part of your mortgage loan balance. |
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Features of our Mortgage Protection Insurance |
- You are the owner of your individual mortgage insurance, unlike group coverage offered
by most financial institutions.
- Protection from interest rate increases, since the premiums are level and they’re guaranteed for the entire term of coverage.
- The ability to select individual or joint life insurance depending on your personal situation. This way, you can benefit from a significant reduction in the premium amount.
- The advantage of keeping your insurance, even if you refinance your loan or change lending institutions. Your coverage remains in effect.
- An opportunity to convert your mortgage insurance to regular life insurance without
having to answer any health questions.
- Freedom to appoint your own beneficiary rather than your financial institution.
- Freedom for your heirs to use the benefits to repay your loan or to meet more pressing needs. That’s because the insurance benefit is paid to the beneficiary, rather than to
your lending institution.
- Benefits that cover your mortgage payments in the event of disability or critical illness.
- You chose your home sweet home very carefully. With the Mortgage Protection Insurance, you can enjoy your home with full peace of mind while protecting the biggest investment of your life. What are you waiting for? Start filling your home with good things and happy memories!
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Welcome to Canada Insurance Plan. Simcoe Family Travel Insurance. Canada Insurance Plan Life Insurance Rates service brings clients in Simcoe , who need good competitive life insurance rates, together with insurance companies who offer insurance quotes in Simcoe ON. Life insurance rates are currently available in Simcoe the Internet. Here you would have a good access to all quotes, rates of policies from good insurance companies, best brokers, dedicated agents who devote best of their knowledge in insurance for Canadians.
Two types of family insurance to take into consideration when shopping for insurance.
1) Trip insurance can be purchased for a single trip or for a period of time. If you don't travel very often at all, this will be the best deal for you. It is relatively inexpensive and is good for the period of time you are traveling.
2) If you have a larger family or travel often you are far better off going with an annual family travel insurance plan. These are not expensive at all and the coverage can save you a lot of money when the unexpected happens.
Your travel insurance should cover you for the most common medical issues that are likely to happen, such as experiencing a serious injury or illness.With holiday insurance, you're also offered protection against things like your luggage being lost or delayed. As travellers have more and more electronic devices with them, such as mobile phones, cameras, camcorders, games consoles, and mp3 players, it more likely that they can be damaged, stolen, or lost. It only takes a freak wave whilst on the beach to render your camera, phone and MP3 player useless. What about if you dropped your camcorder whilst filming? Maybe you're anxious about pick-pockets in big cities?You might need to insure against sickness which prevents you form going on holiday. Your travel company may not refund you, but your insurance company might.
Holiday cancellations are not hat uncommon. Perhaps there are not enough people booked to go on the holiday you have chosen, and you don't want to go to a different destination. Maybe the travel company has overbooked, leaving you without a holiday. Having travel insurance can help in situations like these. You might go on several holidays a year as a family, or have lots of weekends away.
Budgeting and planning is crucial. You may find that once you have added up the costs of transport, dining, lodging, souvenirs, and admission fees, you end up with a pretty big number. With so many important things to budget for during your vacation, you may be tempted to skimp on travel insurance to save a little money which you can use for "more important" things. After all, it is not something that you ever plan on using.
Travel insurance on an annual basis is very useful if you take several trips each year, but for families that do not travel very often, a cheaper policy which only covers one trip can be a better option. The important thing is to make sure that when you go on vacation you are covered, and that the policy suits the type of vacation. Hopefully you will not need to use the policy, but the peace of mind you gain by having one is well worth the small cost. |
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Licensed from:Financial Service Commission of Ontario |
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Norman & Cindy, London ON |
William & Dorothy, Sarnia ON |
Richard & Shelly, Toronto ON |
Peter, Brampton ON |
"Kept us completely informed on each step while waiting approval." |
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"I had been turned down time after time.....Life Insurance Advisors got a policy for me at preferred rates...Thanks" |
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"Your service was outstanding, you kept us in the loop throughout the entire process. You made shopping for life insurance a breeze. Thank you so much!" |
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"Mike, Thanks for being so professional. You have provided me the life insurance at the right value without any hassle. Thanks." |
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We serve all of Ontario including: Acton, Ajax, Almonte, Amherstberg, Ancaster, Aurora, Barrie, Beamsville, Belleville, Bolton, Bracebridge, Bradford, Brampton, Brant, Brantford, Brighton, Brockville, Burlington, Cambridge, Cayuga, Chatham, Churchill, Clarence, Clarington, Cobourg, Collingwood, Cornwall, Essex, Fort Erie, Georgetown, Goderich, Gravenhurst, Guelph, Grimsby, Gwillimbury, Haldimand, Hamilton, Hawkesbury, Huntsville, Ingersoll, Kenora, Keswick, Kingston, Kingsville, Kitchener, LaSalle, Lincoln, Lindsay, Listowel, London, Milton, Markham, Midland, Mississauga, Napanee, Newmarket, New Alliston, Niagara Falls, Niagara on the Lake, North Bay, Norfolk, Oakville, Orangeville, Orillia, Oshawa, Ottawa, Owen Sound, Paris, Parry Sound, Pelham, Pembroke, Petawawa, Peterborough, Pickering, Picton, Port (Pt.) Colborne, Port Dover, Port Elgin, Richmond Hill, Sault Ste. Marie, Sarnia, Scarborough, Simcoe, Stoney Creek, Stratford, Strathroy, St. Catharines, Stouffville, St. Thomas, St. Mary’s, Sudbury, Tecumseh, Thornhill, Tillsonburg, Timmins, Thorold, Thunder Bay, Toronto, Trenton, Vaughan, Vineland, Wasaga Beach, Waterloo, Welland, Whitby, Windsor, Woodbridge, and Woodstock. |
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