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MORTGAGE PROTECTION INSURANCE:
Mortgage Insurance at its Best
Looking for a house to buy is not a challenge you take lightly. You have no doubt already figured out what you need in terms of space, number of rooms, style, neighbourhood, and state of repair…The purchase of a house is an important financial decision, and it is definitely a smart idea to protect the biggest investment of your life.
The objective of our Mortgage Protection Insurance coverage is to enable you to avoid leaving a significant debt for your surviving spouse and children. This plan enables your loved ones to keep the house and all the benefits associated with it, rather than having to sell up, in the event of your death prior to repayment of the mortgage loan.
Mortgage Protection Insurance is, first and foremost, life insurance coverage that enables you to pay all or part of your mortgage loan balance. |
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Features of our Mortgage Protection Insurance |
- You are the owner of your individual mortgage insurance, unlike group coverage offered
by most financial institutions.
- Protection from interest rate increases, since the premiums are level and they’re guaranteed for the entire term of coverage.
- The ability to select individual or joint life insurance depending on your personal situation. This way, you can benefit from a significant reduction in the premium amount.
- The advantage of keeping your insurance, even if you refinance your loan or change lending institutions. Your coverage remains in effect.
- An opportunity to convert your mortgage insurance to regular life insurance without
having to answer any health questions.
- Freedom to appoint your own beneficiary rather than your financial institution.
- Freedom for your heirs to use the benefits to repay your loan or to meet more pressing needs. That’s because the insurance benefit is paid to the beneficiary, rather than to
your lending institution.
- Benefits that cover your mortgage payments in the event of disability or critical illness.
- You chose your home sweet home very carefully. With the Mortgage Protection Insurance, you can enjoy your home with full peace of mind while protecting the biggest investment of your life. What are you waiting for? Start filling your home with good things and happy memories!
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Welcome to Canada Insurance Plan. Vineland Trip Cancellation Insurance. Canada Insurance Plan Life Insurance Rates service brings clients in Vineland, who need good competitive life insurance rates, together with insurance companies who offer insurance quotes in Vineland ON. Life insurance rates are currently available in Vineland the Internet. Here you would have a good access to all quotes, rates of policies from good insurance companies, best brokers, dedicated agents who devote best of their knowledge in insurance for Canadians.
Trip Cancellation Insurance - Trip cancellation insurance generally covers the non-refundable portions of your trip, either in the form of deposits or pre-payments, in the event you need to completely cancel your trip. Reasons for cancellation can range from sickness or death of a family member to a home disaster such as burglary or fire. Depending on the terms of coverage or available optional coverage, trip cancellation insurance can cover cancellation costs due to events like serious sickness of a business partner, hurricanes or even jury duty. What if your boss cancels your vacation due to an impending merger? You may be covered if you purchased optional Work Related coverage.
Stop looking. Trip cancellation only plans are not available. Neither are trip interruption only plans. All trip cancellation / interruption travel insurance plans are package plans that include some medical, emergency evacuation, luggage, travel delay and other common coverages.
2 parts of a trip cancellation travel insurance plan:
Before you leave on your trip: you, a close family member or a traveling companion gets hurt or sick before you leave. Travel insurance reimburses you the money you lose. This is especially important if you're concerned about a pre-existing medical condition.
After you leave on your trip: you, a close family member including a non-traveling family member, or a traveling companion gets hurt or sick while you're on your trip and you have to return home early. Travel insurance reimburses you the unused value of your trip plus pays the cost of one-way airfare up to its limit.
Buy Trip Cancellation Insurance
You can find many websites that offer free quotes for this type of insurance. You may be surprised to find out how inexpensive it is to protect your investment. While you may have spent every penny for a fantastic vacation, a hurricane or earthquake can not be predicted months ahead. Remember Murphy's Law? It's more common than you might think.
Most of these websites also offer you the opportunity to purchase your insurance right online. You can print your policy and all attachments without even leaving your home. You will also find claim forms and other information available for print. Make sure you take a copy of your policy on your trip in case of emergency.
The cost of your trip cancellation insurance will depend on several factors, such as your departure date, destination, length of trip, and planned events. A smart addition to your policy would be medical coverage, as you simply can't predict an accident or illness.
Types of Travel Insurance:
Trip Cancellation
Trip Delay
Trip Interruption
Personal Effects Loss or Delay
Travel Document Loss
Accident/Sickness Medical Expenses
Medical Evacuation/Emergency Transportation
Supplier Default |
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Licensed from:Financial Service Commission of Ontario |
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Norman & Cindy, London ON |
William & Dorothy, Sarnia ON |
Richard & Shelly, Toronto ON |
Peter, Brampton ON |
"Kept us completely informed on each step while waiting approval." |
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"I had been turned down time after time.....Life Insurance Advisors got a policy for me at preferred rates...Thanks" |
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"Your service was outstanding, you kept us in the loop throughout the entire process. You made shopping for life insurance a breeze. Thank you so much!" |
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"Mike, Thanks for being so professional. You have provided me the life insurance at the right value without any hassle. Thanks." |
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We serve all of Ontario including: Acton, Ajax, Almonte, Amherstberg, Ancaster, Aurora, Barrie, Beamsville, Belleville, Bolton, Bracebridge, Bradford, Brampton, Brant, Brantford, Brighton, Brockville, Burlington, Cambridge, Cayuga, Chatham, Churchill, Clarence, Clarington, Cobourg, Collingwood, Cornwall, Essex, Fort Erie, Georgetown, Goderich, Gravenhurst, Guelph, Grimsby, Gwillimbury, Haldimand, Hamilton, Hawkesbury, Huntsville, Ingersoll, Kenora, Keswick, Kingston, Kingsville, Kitchener, LaSalle, Lincoln, Lindsay, Listowel, London, Milton, Markham, Midland, Mississauga, Napanee, Newmarket, New Alliston, Niagara Falls, Niagara on the Lake, North Bay, Norfolk, Oakville, Orangeville, Orillia, Oshawa, Ottawa, Owen Sound, Paris, Parry Sound, Pelham, Pembroke, Petawawa, Peterborough, Pickering, Picton, Port (Pt.) Colborne, Port Dover, Port Elgin, Richmond Hill, Sault Ste. Marie, Sarnia, Scarborough, Simcoe, Stoney Creek, Stratford, Strathroy, St. Catharines, Stouffville, St. Thomas, St. Mary’s, Sudbury, Tecumseh, Thornhill, Tillsonburg, Timmins, Thorold, Thunder Bay, Toronto, Trenton, Vaughan, Vineland, Wasaga Beach, Waterloo, Welland, Whitby, Windsor, Woodbridge, and Woodstock. |
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