Millennium Universal Life Insurance | Canada Life

Millennium universal life insurance— Permanent protection that can change with you.

Millennium universal life insurance combines permanent life insurance protection with the opportunity to accumulate tax-advantaged growth. You can customize your insurance coverage to fit your lifestyle, budget and financial goals by choosing which cost of insurance you go with, simple words - you could keep cost low with ART(annual renewal term) or level COI (cost of insurance) or simply pay off in few years.

Millennium Offers Choice
You choose the amount of premium to pay, within the minimum and maximum premium in your contract. Manage your cost of insurance charges with 5 cost of insurance options:

Limited-pay cost of insurance (10, 15 or 20-year durations)
Annually increasing cost of insurance
Level cost of insurance

Choose your style of interest options to match your risk tolerance. Many options availble to select from funds, example - Fixed Income, Equity Fund (Canadian Equity, US Equity, Global), Canadian balanced funds, Profile/ Asset Allocations ( Conservative funds, Moderate or Balanced Profile). Customize your coverage with a choice of benefits and riders, Insure more than one life with joint coverage and multiple lives benefit

Millennium Offers Flexibility

You can adjust your policy as your needs change by changing or increasing coverage, adding benefits and riders or switching your cost of insurance option. Access your policy account value through withdrawals, policy loans or leveraging with a third-party lending institution. Exchange a joint first-to-die coverage to 2 single life policies Change from joint first-to-die to joint last-to-die.

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