Saskatoon | Regina
You Could Be Denied
If you are young and healthy you will be approved for a policy relatively quickly. But as you age, health problems can crop up that might disqualify you for a life insurance policy altogether. Heart issues, high cholesterol, diabetes and more are all problems more likely to appear with age—and this could mean you won't be able to obtain a policy. If you take out a policy before issues like this occur, the insurance company can't take it away due to changes in your health status.
Taking out a life insurance policy before you really need to have one is a smart choice and an investment in your future. Once you have a policy in force your premiums won't increase, and as long as you continue to pay them you will be covered for the duration of the policy—for your entire life if you have chosen a Universal or Whole life policy. Even if you don't have a family to protect now, you will already be prepared for that eventuality and have an affordable policy to cover them thoroughly.
Life Insurance Quote - Saskatchewan
Saskatchewan Term Life Insurance – Lowest Premiums
Term life insurance or term assurance is life insurance which provides coverage at a fixed rate of payments for a limited period of time for example Term- 10, Term-20, Term 30, Term 40 are insurance policies with level or same premiums for 10 years, 20 years, 30 years and 40 years respectively. After that period expires coverage at the previous rate of premiums is no longer available and you must either forgo coverage or potentially obtain further coverage with increased premium payments. If the insured dies during the term, the death benefit will be paid to the beneficiary. Term insurance is the least expensive way to purchase a substantial death benefit on a coverage amount per premium dollar basis over a specific period of time.
In simple words term life insurance policy pays a monetary benefit to the named beneficiary if the death of the insured happens during the term of the policy. Term life insurance is the most inexpensive way to insure or cover yourself and protect your family or loved ones against financial hardships in the event of untimely passing away.
Saskatchewan Mortgage Insurance – Save up to 30%
The objective of our Mortgage Protection Insurance coverage is to enable you to avoid leaving a significant debt for your surviving spouse and children. This plan enables your loved ones to keep the house and all the benefits associated with it, rather than having to sell up, in the event of your death prior to repayment of the mortgage loan.
Saskatchewan Funeral Insurance – Plans from $15 per month
Funeral insurance protects your loved ones by covering the costs of the burial or cremation and service. Most funeral insurance policies range between $5000 and $25,000 in value and are available to persons up to age 90, so it never becomes too late to start life insurance plan, earlier the better as your good health and young age can get you lower premiums, which never change over the years and cover you till you live.
Saskatchewan No Medical Life Insurance
No medical Life Insurance as name signifies Life insurance without medical examination ie no blood work, no needle tests or urine sample or no medical results from doctor. If you have any of these health conditions, we can insure you:
Cancer | Heart attack | Stroke | High Blood Pressure | Cholesterol |Diabetes – Insulin | Hepatitis B | Hepatitis C | Cirrhosis | Kidney disease | Bypass surgery | Dementia | Depression | COPD | Respiratory condition | Declined by other Life Insurance |MS (Multiple Sclerosis) | Angina |Hemophilia | Thrombocytopenia or serious Anemia
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Smoker Status: *
Health Status: * Poor
Coverage Amount :
Critical Illness/Disability Insurance
Medical Health Conditions/