Manulife InnoVision: Universal life that helps maximize wealth

Designed to meet the long-term financial needs of affluent individuals and business owners, InnoVision is ideal for:

  • Retirement and estate planning
  • Wealth creation
  • Income replacement
  • Key person insurance
  • Fair share inheritance
  • Tax deferral and capital gains tax liability
  • Partner/shareholder buyouts

Manulife UltraVision: A simple way to invest. With insurance.

UltraVision is the perfect solution for your wealth clients who are under age 65, in good health, and who:

  • Have maximized contributions to traditional tax shelters like RRSPs and TFSAs
  • Have a high marginal tax rate
  • Own significant taxable investments
  • Have financial assets to invest that they’re not likely to need in their lifetime
  • Aren’t looking for a complex UL plan with options and riders – just a straightforward plan focused on maximizing tax-deferred cash value accumulation

Manulife Security UL: Affordable insurance for today. Flexibility to add features in the future.

Security UL is ideal for younger clients, typically under age 45, who have a need for:

  • Simple and straightforward life insurance protection
  • An affordable solution based on their existing lifestyle and budget
  • Comprehensive benefits, combining permanent insurance with tax-advantaged investing
  • Flexibility to enhance in the future, when their needs – and financial picture – change

Manulife Limited Pay UL: The best of both worlds – flexibility and guarantees

Limited Pay UL prospects include:

  • Aging baby boomers who want to leave insurance gifts to children, grandchildren, or charity
  • Professionals who want permanent insurance, but want to stop paying premiums before they retire
  • Risk-averse clients who want a guaranteed insurance solution as part of their financial plan
  • Clients who want permanent insurance with guarantees

Please contact us to discuss your personal needs.


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