Mortgage Life Insurance
 
 
Mars Empire Group Inc is a BBB Accredited Business. Click for the BBB Business Review of this Insurance Companies in Etobicoke ON
 
 

Controlled BP or Diabetes or Cholesterol - may qualify for better rate...

 
How are premiums in comparison to insurance plan that needs nurse visit?
 
Can I cancel no med life policy later?
 
Should I apply for medically underwritten life insurance plan?
 
 
 
 
 
 
No Medical Life Insurance

What is No Medical Life Insurance?
No medical Life Insurance as name signifies Life insurance without medical examination ie no blood work, no needle tests or urine sample or no medical results from doctor. If you have any of these health conditions, we can insure you:

     
Cancer Heart attack Stroke
Serious Anemia High Blood Pressure Cholesterol
Hepatitis C Hepatitis B Diabetes – Insulin
Bypass surgery Kidney disease Cirrhosis
Dementia Depression COPD
Respiratory condition Declined for Life Insurance MS (Multiple Sclerosis)
Angina Hemophilia Thrombocytopenia
     

You can buy Term Life insurance or Whole Life Insurance without seeing any nurse or doctor.
Who are good candidate for this option?

If you have health conditions and have tried with medical underwritten insurance plan, where insurance company has declined you, then this could be good option as its better to have some coverage than nothing, it has its own advantages and disadvantages.

Best way to go about it, if you have some health conditions and see a possibility of getting declined: talk to us; just fill this form on screen and one of our licensed Life Insurance broker will provide you caring and professional advice.

We would complete three applications for you, one no medical Life insurance application and other two medical underwritten one, if the medical underwritten goes through then we can cancel the no medical insurance plan, if it gets decline, we still have the non medical Life insurance plan placed for you.

 
Yes, I want my FREE, No Obligation Quote
 
Name: *
Age: *
Gender: * Male     Female
Smoker Status: * Smoker   Non Smoker
Health Status: * Poor   Average   Good   Excellent
Email: *
Phone: *
Postal Code:
City:  
Coverage Amount :
Plan:
Medical Health Conditions/
Medications:
 
> Advantages |No Med Insurance
1 Easy to get, just need to answer few health questions and you get the Life Insurance coverage.
2 Hard to insure individuals, who are declined by other insurance companies.
3 Older or Elder individual with health conditions or just need small policy for final expenses.
4 Some are just scared to have needle for blood work or don’t like to get seen by nurse or doctor for blood work or needles, this is good option for them.
5 If you want immediate coverage and can’t wait for regular underwritten plan where they take 3-6 weeks before issue of policy.
> Disadvantages |No Med Insurance
1

Premiums are higher in comparison to fully underwritten insurance plan.

2 Underwriting is done at the time of claim; At the time of processing of claim if the insurance company find out that some of the information on application was not correct or complete, Claims could be declined; hence providing complete and accurate information in these application is very important.
3

Two years waiting period; Most of these plans have restriction that in case of death claim in first two years other than accidental death there is only refund of premiums.

4 No medical Term Life insurance policy may not have option of renewal.
Assumption BMO CPP Industrial Alliance Manulife RBC
Mars Empire Group Inc is a BBB Accredited Business. Click for the BBB Business Review of this Insurance Companies in Etobicoke ON

         Delin Xu, Edmonton AB         William & Dorothy, Sarnia ON 
"Your service was outstanding, You made shopping for insurance a breeze. Thank you so much!"
"I had been turned down time after time.....Life Insurance Advisors got a policy for me at preferred rates...Thanks" 
Life Insurance: Toronto GTA, Ontario, British Columbia, Alberta, Saskatchewan, Retirement Planning, Sitemap, Careers, Blog ,Forum, GTA home and Auto Insurance
Funeral Insurance | Life Insurance Canada | No Medical Life Insurance | Life Insurance Online|Online Applications| Permanent Life Insurance
Suite 300, 400 5th Ave SW, Calgary, Alberta T2P 0L6
403-800-6030
2020 - 10060 Jasper Ave. Edmonton, Alberta T5J 3R8
780-800-6038
Suite 600A | 1285 W Broadway, Vancouver, BC V6H 3X8
604-210-0618
250 - 2411 160th Street, Surrey, British Columbia V3S 0C8
778-370-3000
10 Four Seasons Place, 10th Floor, Toronto, Ontario M9B 6H7
700 - 1 Rideau Street, Ottawa, Ontario K1N 8S7 - 613-699-0658
51 Degrey Drive, Brampton, Ontario L6P3X7
416-900-6052 | 866-517-0606 | Fax 416-900-0894
Customer reviews
  4.8 out of 5 Star
Your Review




  • Alan Y.

    Definitely recommend for the price.
    Doni Shokirov

    I had lot of concern about my dad's preexisting condition while preparing his application for super visa, but was not sure, how insurance plans works, what is covered and what is not. I called Canada Insurance Plan, all my questions were answered to my satisfaction. very happy with the service, would recommend to family friends.
    Ike Barredo

    Within 15 minutes received a phone call after completing quote form, very professional broker assisted with quote answered questions and in 10 minutes policy was delivered to my inbox. Excellent service.
  • Xi Chen

    No one explained the refund policy better than Canada Insurance Plan, I called few companies. Very clear, Easy to understand.
    Esther

    I want to thank you for your prompt service in dealing with family's life insurance needs.
    Lily

    Really happy that I made the purchase.
    JC

    Buying insurance was easy and policy was emailed in 10 minutes.
  • Mohammed

    I have been approached by many pushy insurance people in the past and I was surprised and impressed at what a difference a good broker can make. You were pleasantly persistent and very responsive to my questions and concerns.
    Haregwoin

    I think this site is awesome and will recommend it to anyone. The info you guys provide for free and with good nature make me feel as if I should be paying for your service.
    Jackie

    Not only did I get an immediate quote to my insurance inquiry, but they followed up promptly and finalized everything in the comfort of my own home.
  • Parvati

    I was truly impressed with the time and energy you put forth in serving my insurance needs.
    Grace and Tom

    Needed help with claim, our broker AJ Bharj spent lot of time to get everything sorted, I appreciate this more as he was available for after sale service and did not just transfer call to someone else.
    Radmir

    We very much enjoyed doing business with you and would unequivocally refer your name to friends and family looking for assistance with their insurance and financial needs.
  • Frank

    I have always been very happy with their professionalism and their first rate follow-up.
    Biju

    I would definitely use Amaninder's services again and recommend him to my family, colleagues and friends.
    Catherine

    We would also like to thank you for your friendly business style and the efficient manner in which everything was handled.
    Hitesh Patel

    Excellent price, definitely recommend.
  • Alain

    It was easy to apply, policy delivered in minutes. Visa was approved so policy was excellent accepted by CIC.
    Mary

    Prompt service, no one pushed to purchase, options were given to me. I needed time to decide. received followup call as requested.
    Lilian Acosta

    I completed application process online, purchased policy online, policy was emailed to me. One of the brokers from the company called to go over benefits of the policy, terms and conditions. Not many companies call after you buy stuff. Excellent Customer Service, felt cared for.
  • Razia Sultana

    Good Price, explained well. Recommended.
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