Canadians Travel within Canada

Some Plan Details

  • 24 hours Assistance Center
  • Ambulance transportation
  • Hospital (Semi-private room)
  • Diagnostic (Lab tests; X-ray)
  • Physician and surgeon
  • Prescription Drugs
  • Funeral:Repatriation

Licensed experienced brokers with designations like RHU,CLU,CFP


PRE-EXISTING CONDITIONS:

STABLE and CONTROLLED - any medical condition for which there has been no new treatment or newly prescribed medication; no change in treatment or change in prescribed medication; no new, more frequent or more severe symptom; no test results showing deterioration; no investigations initiated for symptoms whether or not your diagnosis has been determined; no hospitalization and no referral to a specialist.


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Canadians Travel within Canada

Return of vehicle

Up to a maximum of $4,000 for the actual reasonable and necessary charges incurred for a commercial agency to return a vehicle that you own or rent to either your home province or the nearest appropriate vehicle rental agency if the attending physician determines that as a result of an emergency, you are incapable of continuing your trip by means of the vehicle used for the trip and your travelling companion is unable to do so for you.


Return to your destination

If you are returned to your home province under the Emergency Air Transportation Benefit, the company will pay the cost of a one-way economy airfare by the most direct route to return you to the place where the emergency air transportation commenced or to continue your trip as originally booked. Once you are returned to your trip destination, a recurrence of the same medical condition which necessitated the emergency air transportation or the occurrence of a related condition will not be covered under this Policy. This benefit can only be offered once during the same covered trip, and will not apply after your original expected return date.


Return of accompanying dog or cat

Up to a maximum of $300 for the cost of returning your accompanying dog or cat to Canada if you are returned to your home province under the Emergency Air Transportation Benefit.


Return of excess baggage

This benefit is payable only when pre-approved and arranged by OneWorld Assist Up to a maximum of $200 for the return of your excess baggage provided there was no room aboard the aircraft if you are returned to your home province under the Emergency Air Transportation Benefit or Repatriation Benefit.


Return of travelling companion

This benefit is payable only when pre-approved and arranged by OneWorld AssistA one-way economy airfare for one travelling companion to return back to their original departure point, if you are returned to your home province under the Emergency Air Transportation Benefit or the Repatriation Benefit.

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We are a broker company offering plans / insurance products from companies like Manulife Financial, GMS, Travel Underwriters, Travel Guard, Blue Cross, TIC, SRMRM Inc. and Welcome Canada, what we care for is a plan that best suits your needs at lowest possible premiums. We work in the best interest of client and not insurance companies. We strive to maintain the accuracy with all the information provided on this website; however errors and omissions regretted.

Key Benefits Maximum Limit
Maximum liability $5,000,000
Emergency medical treatment
  • Emergency medical treatment for sickness or injury whether in-patient or out-patient care
  • Services of physician, surgeon, anaesthetist, registered graduate nurse
  • Private duty nursing
  • X-rays and laboratory services
  • Rental of essential medical appliances
Ambulance Yes, including paramedics or taxi in lieu
Prescription drugs Limit of a 30-day supply
Professional medical services
  • Up to $500 per practitioner including a licensed physiotherapist, chiropractor, chiropodist, osteopath, podiatrist and optometrist
Dental
  • Up to $4,000 for accident
  • Up to $500 for any other dental emergencies
Hospital allowance $50 per day to a maximum of $500 for incidental hospital charges
Emergency air transportation
  • Up to policy limit; includes cost of air ambulance, stretcher fare or one-way economy airfare, medical attendant or travelling companion
  • Seat upgrade when medically necessary (for insured and attendant or travelling companion)
Return of excess baggage Up to $200, provided there was no room aboard and when the insured is returned to the home province under the Emergency Air Transportation Benefit or Repatriation Benefit
Return of travelling companion A one-way economy airfare back to the departure point if the insured is returned home for medical reasons
Escort of children/grandchildren Up to age 21 or 25 if full-time student; no age limit for mentally/physically handicapped
Repatriation
  • Up to $10,000 for repatriation (excluding cost of coffin)
  • Up to $4,000 for burial/cremation at place of death (excluding cost of burial coffin or urn)
  • Transportation costs for one family member to identify the body and up to $150 per day for meals and accommodation to a maximum of five days; the family member will also be covered as an insured for a maximum of five days
Family transportation One economy return airfare or ground transportation costs and up to $150 per day for out-of-pocket expenses
Out-of-pocket expenses Up to $400 per day to a maximum of $4,000 when insured or travelling companion is hospitalized on the date scheduled to return to the home province or when transferred to a different hospital in another city for emergency medical treatment
Return of vehicle Up to $4,000
Return to your destination One-way economy airfare by the most direct route to return to the insured's original trip destination following a return to their home province under the Emergency Air Transportation Benefit
Return of accompanying dog or cat Up to $300


Key Features Details
Plans available
Annual
  • Multi trip worldwide
  • Multi trip within Canada
Single
  • Worldwide
  • Worldwide excluding USA (includes up to 5 days transit coverage in USA)
  • Within Canada
Pre-existing conditions coverage
59 years and under
  • No stability period for trips of 35 days and less*
  • 90-day stability period for trips over 35 days
60 to 74 years
  • 180-day stability period for all trip lengths
75 to 89 years
  • 365-day stability period for all trip lengths
* Conditions and/or symptoms which arose or worsened on the date of departure, or at any time within the seven days prior to the date of departure, other than a minor ailment, will not be covered.
Deductible Automatic $250 deductible; buy-out option available or other deductible options up to $100,000 for premium discount
One temporary visit to home province during a single trip Includes up to a maximum of 10 days
Family rate Available up to age 59; includes grandparents and grandchildren as well as children up to age 21 or 25 if full-time students; no age limit if children are mentally/physically handicapped
Subrogation No subrogation against any employment plans with a lifetime maximum limit of $100,000 or less

What to look for in No Medical Life Insurance

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Richard & Shelly, Toronto ON

"Mike, Thanks for being so professional. You have provided me the life insurance at the right value without any hassle. Thanks."

Peter, Brampton ON


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