This coverage provides for the reimbursement of certain expenses that aren’t covered (or that are partially covered) by group insurance plans:

1. hospitalization benefit (in addition to reimbursement of the hospital room);
2. convalescence benefit;
3. dental expenses as a result of an accident;
4. treatments administered by a physiotherapist, chiropractor, occupational therapist, podiatrist, osteopath, audiologist, or speech therapist;
5. fracture benefit;
6. repair or replacement of glasses;
7. childcare expenses;
8. transportation expenses, etc.

Accidental Dismemberment policy is an ideal complement to any group accident insurance you may have. Consider the following:Its accidental death, loss-of-use, dismemberment, and fracture benefits are payable over and above the benefits paid under group plans. Certain group plans do not provide a lump-sump payment in the event of accidental loss of use, dismemberment or fracture.

Ideal for 1. College and University Graduates 2. Complement to Group Insurance 3. Retirees

The accidental loss-of-use or dismemberment benefits can be used to cover several expenses that disability income insurance (partial income replacement) does not assume. For example, a person who becomes a paraplegic as a result of an accident could use the $50,000 or $200,000 benefit to meet the following additional expenses:

- adaptations to a house;
- changes or adaptations to an automobile;
- expenses involved in career reorientation;
- household maintenance contracts, etc.

Government plans pay benefits subject to certain conditions (for example, occupational accidents or highway accidents). This plan covers you 24 hours a day, 365 days a year, worldwide.

If you have further query please contact Canada Insurance Plan.