Mortgage Life Insurance
 
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Accidental Death Insurance

Accidental death is a limited life insurance designed to cover the insured should they pass away due to an accident. Accidents include anything from an injury and upwards, but do not typically cover deaths resulting from health problems or suicide. Because they only cover accidents, these policies are much less expensive than other life insurance policies. It is also very commonly offered as accidental death and dismemberment insurance (AD&D) policy. In an AD&D policy, benefits are available not only for accidental death, but also for the loss of limbs or bodily functions, such as sight and hearing.In the early years a Reviewable Life Insurance Policy will be cheaper but a Guaranteed Policy will work out a better buy in the longer term. With a "Guaranteed Policy" the insurance company guarantees never to increase your policy's premium. With a "Reviewable Policy" you agree that your insurance company can review the cost of your policy at regular intervals. But don't be kidded – in our experience a "review" is just another word for a price increase.
If you have further query please contact Canada Insurance Plan.

 
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