Which type of non-medical insurance do I need?

Canada Protection Plan

Foresters offer a range of non-medical life insurance products to meet different needs. Whether it is Term insurance to cover a certain period of time or Permanent insurance that lasts for life, there is something for you.

Acceptance and Deferred Life may be for you if you have been declined for insurance requiring medical tests, you have a poor medical history or you’re uncomfortable with medical and blood tests.

Terminal Illness Benefit is included with Acceptance Life, Deferred Life, and Deferred Term policies after two years of issue.

There are two types of no-med:

Non-Medical Term Insurance

Non-Medical Permanent Life Insurance

Who should consider this type of insurance?

  • Anyone who has been declined for insurance requiring medical tests
  • Anyone who has poor medical history and would likely not qualify for traditional insurance
  • Anyone with average to good medical history
  • Non-smokers and smokers
  • Those who do not want to go through medical testing or are uncomfortable with needles
  • Anyone wanting fast and immediate coverage

(policy wording )

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