Empire Life | Critical Illness Insurance Products Information

Critical Illness Insurance Product | Empire Life

Dealing with financial difficulties when struggling with medical conditions such as Cancer or a Heart conditions or other major Critical Illness only exacerbate problems.
In the event of a life-threatening illness, critical illness coverage provides a tax-free lump sum benefit. This tax-free lump sum can be used to assist with day-to-day living expenses or pay off full or portion of debt or can replace income. Critical illness insurance can be taken out as stand alone policy or as a rider along with life insurance policy.
Empire Life offers three critical illness products:
•    Vital Link 10
•    Vital Link 75
•    Vital Link 100
Other benefits include options to get some or all of your money back should you never make a claim and medical assistance services to help you through difficult times.
Critical illness insurance is a great choice for
•    Hard-working individuals worried about future health problems
•    Businesses that cannot afford to lose key employees due to an illness
•    High net worth clients looking to protect their retirement plans
•    Anyone wanting to protect their lifestyle


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