Options No-med Life – Foresters

No medical Life has few options too

The following riders may be added onto certain policies.

Accidental Death Benefit

Increases the amount of coverage by 1, 3 or 5 times the face value of your insurance policy to a maximum of $250,000 in the event of your accidental death. You may apply for this benefit if you are from age 25 to 65. The rider expires at age 70.

Child term rider

You may purchase $5,000 of insurance per child at a flat rate of either $17.00 or $20.00. The parent must be from 20 years to 60 years of age at the time of issue. The coverage expires on the child’s 21st birthday or 25th birthday if the child is a full-time student. The child must be between 30 days old and less than 18 years old at the time of issue.

hospital Cash rider

You may purchase this as additional coverage (excluding Term 10 and Deferred coverage) to a policy or as a separate policy. This insures you in the event of your hospitalization if you are confined for more than 24 hours for a Daily Benefit of $25.00, $50.00 or $100.00. You must be 25 to 65 years of age at the time of issue. The coverage expires at age 70.

joint first-to-die option

This option is available only if both you and your spouse qualify for Simplified Term or Simplified Term Plus insurance. It provides coverage to both of you and is paid out when the first spouse dies.

(Policy wording)

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