Investment options in Universal life?

Universal life insurance plan provides coverage for the person, as long as premiums are paid by that person. You can also called it an investment component. In this plan beneficiaries either receive the full value or receive full value plus the cash value of the investment account.

The value may rise or fall, it is all depending on the value of the investments.Daily interest of this plan is related to the performance of the underlying index or managed funds. It doesn’t mean that  you’ve bought units or interest in the index or fund with this Investment of these accounts.

Consider SunUniversalLife – Investment account options
These options include:

• guaranteed accounts of the clients
• Clients accounts based on the performance of stock and bond market indices
• managed funds of the clients

SunSpectrum Universal Life – Investment account options

Combination of the options offered

• Floating interest
• Guaranteed interest
• Portfolio-managed
• Mutual fund-managed
• Indexed
• Daily interest
• Managed
• FPX index

Mutual fund-managed further have options :

• CI Signature Income & Growth
• CI Value Trust Corporate Class
• CI Global
• Fidelity North Star
• Fidelity Growth America
• Fidelity True North
• Mackenzie Cundill Cdn Balanced
• Mackenzie Cundill Value

Industrial alliance also has Guaranteed Interest and index account options available as :

Universal Life Policies – Guaranteed Interest Accounts

Genesis guaranteed interest accounts enable holders of universal life insurance policies to receive a guaranteed rate of interest for a fixed period (1 to 5 and 10 years). They also meet the requirement of the investors seeking capital protection and a stable return. During periods of financial market turbulence, the amount invested remains intact and  also continues to generate interest.

Investment options in Universal life?, SunUniversalLife - Investment account options

Sunlife Insurance