What Are The Exclusions Under Visitor To Canada Insurance?

The visitor to Canada Insurance is an insurance cover specially designed for the visitors and those Canadians who are not availing government health insurance. The cover provides protection against the medical expenses that you would incur in case of any emergency medical need. However the coverage is not a blanket cover but also have certain exclusions. This insurance plan has been categorized into three types.

Under Plan A any sickness, injury or medical condition except minor ailments, which are in existence prior to the effective date of insurance is excluded. However under Plan B, there is a stability requirement of the pre-existing health conditions. The ailments which are stable in 180 days prior to the effective date for a person up to 70 years of age are completely excluded and any ailment relating to Heart, Brain or Lung if present on the start of policy is also excluded. However for Plan C, the only ailments excluded are those which are stable in last 120 days prior to the effective date. For comprehensive details about exclusions please refer the policy document.

* Please refer to policy wording for full details of benefits and exclusions.

visitor to Canada

visitor to Canada