How it Works Mortgage Insurance Worksheet Mortgage Protection Sample Policy Mortgage Insurance

A unique strategy for affordable protection

At the core is a revolutionary pool of money concept.

Here's how it works

  • You can buy from $100,000 to $500,000 of Synergy, called your amount of insurance.
  • The amount of insurance you buy creates a pool of money called your available amount of insurance.
  • Whenever a benefit is paid, your available amount of insurance reduces by that amount.
  • Offers protection until your available amount of insurance is reduced to zero, or at age 65, whichever is first.

You can access your available amount of insurance three ways

1 Your disability benefit 2 Your critical illness benefit 3 Your life insurance benefit
Your monthly disability benefit amount is the lesser of Your covered condition benefit amount is the lesser of Your life insurance death benefit is 100% of your available amount of insurance
1) 0.5% of your amount of insurance, and 1) 25% of the amount of insurance, and  
2) the available amount of insurance 2) the available amount of insurance (less any Recovery Benefits)  
  Your early Intervention Benefit is 6.25% of the  amount of insurance  
  -  Can be paid more than once but not in connection with a covered condition claim  
  -  First Early Intervention Benefit does not reduce future benefit amounts payable  
House Mortgages
Mortgage Protection Plan
Who it is for?
How it works?
How does it benefit me?
Why it works?
Additional benefits
Coverage Calculator
See yourself
Quote Now
Apply Now
Mars Empire Group Inc is a BBB Accredited Business. Click for the BBB Business Review of this Insurance Companies in Etobicoke ON

         Delin Xu, Edmonton AB         William & Dorothy, Sarnia ON 
"Your service was outstanding, You made shopping for insurance a breeze. Thank you so much!"
"I had been turned down time after time.....Life Insurance Advisors got a policy for me at preferred rates...Thanks"