How it Works Mortgage Insurance Worksheet Mortgage Protection Sample Policy Mortgage Insurance

Why it works

It easier than ever to protect the life you lead and the people you love. You get solid insurance protection across three risk areas.

Three risk areas

1 Disability protection 2 Critical illness protection 3 Life protection
Disability insurance to age 65 if you can't work in your regular occupation because of illness or injury. Critical illness insurance to age 65 for 22 conditions. Term life insurance to age 65.
Waiting period of 90 days. Early Intervention Benefit provides coverage for the early stages of some cancers and coronary angioplasty.  
  Recovery Benefit provides fast access to a portion of your benefit so you can begin your recovery sooner.  
Best of all, with the pooled money concept, you get a life insurance policy, a disability insurance policy and a critical illness insurance policy in one affordable solution.

Not cheap talk - here's proof

Look how this plan compares to purchasing separate term, disability and critical illness insurance products*

$250,000 amount of insurance

Renewable monthly premiums for male, non-smoker

Age Stand-alone Products The Plan Savings Savings
30 $81.11 $53.75 $27.36 34%
40 $117.53 $79.17 $38.36 33%
50 $219.97 $191.25 $28.72 13%
The Manulife stand-alone products used in this example are:
$250,000 Family Term, Term-10 with Total Disability Waiver Rider (TDW)
$62,500 Lifecheque, Renewable 10-year with Waiver of Premium (WP)
$1,250 Venture Series, 2A, 90 day EP, to age 65 Benefit Period (BP)
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Mars Empire Group Inc is a BBB Accredited Business. Click for the BBB Business Review of this Insurance Companies in Etobicoke ON

         Delin Xu, Edmonton AB         William & Dorothy, Sarnia ON 
"Your service was outstanding, You made shopping for insurance a breeze. Thank you so much!"
"I had been turned down time after time.....Life Insurance Advisors got a policy for me at preferred rates...Thanks"