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  • Why it works

    It easier than ever to protect the life you lead and the people you love. You get solid insurance protection across three risk areas.

    Three risk areas

    1

    Disability protection

    Disability insurance to age 65 if you can't work in your regular occupation because of illness or injury.

    Waiting period of 90 days.

    2

    Critical illness protection

    Critical illness insurance to age 65 for 22 conditions.

    Early Intervention Benefit provides coverage for the early stages of some cancers and coronary angioplasty.

    Recovery Benefit provides fast access to a portion of your benefit so you can begin your recovery sooner.

    3

    Life protection

    Term life insurance to age 65.

    Best of all, with the pooled money concept, you get a life insurance policy, a disability insurance policy and a critical illness insurance policy in one affordable solution.

    Not cheap talk - here's proof

    Look how this plan compares to purchasing separate term, disability and critical illness insurance products*

    $250,000 amount of insurance

    Renewable monthly premiums for male, non-smoker

    Age Stand-alone Products The Plan Savings Savings
    30 $81.11 $53.75 $27.36 34%
    40 $117.53 $79.17 $38.36 33%
    50 $219.97 $191.25 $28.72 13%
    The Manulife stand-alone products used in this example are:
    $250,000 Family Term, Term-10 with Total Disability Waiver Rider (TDW)
    $62,500 Lifecheque, Renewable 10-year with Waiver of Premium (WP)
    $1,250 Venture Series, 2A, 90 day EP, to age 65 Benefit Period (BP)
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