Affordable International Student Insurance

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Fast Life has bought enough of the changes to our worlds, we have to move out of our homes for education to different nations for detailed study and may be living also , vast changes in education system over last few decades have made it possible to move overseas for higher studies to different Universities and there fore the need for insurance arises for untimely expenses which our kids might face while studying abroad at the time of uncertainity

Student Insurance | Plan for $485 per year

When you are usually travelling outside of your own home country, what happens is that your government health care plans do not travel with you.As we know that the health care costs in Canada are too expensive and even thought Hospitals also can charge thousands of dollars each day, with many Canadian hospitals also charging a non-resident fee to patients to top it up not covered under a government health insurance plan therefore, the International Student Insurance from Insurance Companies like TIC helps protect you and your family from unexpected high costs due to a unfortunate medical emergency while you are studying in Canada. We will be there to make it certain that you get the care you need.


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International Student travel insurance TIC Plan Details Basic / Enhanced Description 
INTERNATIONAL STUDENT PLAN TIC travel Policy Wording Policy Wording (PDF)
Simply check our International Student Insurance forum for more answers and fill in your own questions and queries to be sorted out by our experts
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Algonquin College, Canadore College, Confederation College, Fanshawe College, Fleming College, Humber College, Lambton College, Laurentian University, Loyalist College, McGill, McMaster University, Niagra College, Nipissing University, Northern College, Ryerson, Seneca College, St. Clair College, St. Lawrence College, The Michener Institute for Applied Health Sciences, Trent in Oshawa - (TOSA), Trent University - Peterborough (TCSA), Seneca, University of New Brunswick, University of Toronto, York University.

Plans for International Students

When travelling outside of your home country, your government health care plans don't travel with you. Health care costs in Canada are very expensive. Hospitals can charge thousands of dollars per day, with many Canadian hospitals charging a non-resident fee to patients not covered under a government health insurance plan. International Student Insurance helps protect you and your family from unexpected costs due to a medical emergency while you are studying in Canada. We will be there to make certain you get the care you need.

Ideal if you are:

  • Enrolled in at least 60% of the required courses for a specific program at a Canadian school, college, university or accredited educational institution
  • A temporary resident of Canada without any government health care coverage
  • Have completed your studies and remain up to a year in Canada to work in the field of your studies
  • Would like coverage under your policy for dependents living with you
Features and benefits
  • Emergency Hospital and Medical coverage
  • 24/7 access to multi-lingual emergency assistance
  • Affordable all-in-one hospital, medical and extended health care solution
  • Two plans to choose from for flexible, convenient coverage
The following is a summary of coverage included in the overall maximum of $2 million.
Standard Plan EXCLUDES any pre-existing medical conditions.
Accidental Death & Dismemberment $15,000
Accidental Dental $5,000
Dental Emergencies $600
Diagnostics, Lab Tests and X-rays up to overall maximum
Drugs or Medications up to a one-month supply
Emergency Air Transportation/Return Home up to overall maximum
Eye Examination one per year
Follow up visits up to $3,000
Hospital Confinement and Medical Services up to overall maximum
Maternity Benefit up to $1,000
Physician, Surgeon, Anesthetist, Nurse up to overall maximum
Physical Examination one per year
Return of Deceased $15,000
Transportation of Family or Friend $5,000
Wisdom Teeth $100 per tooth
The following benefits have an overall combined maximum $10,000. - Ambulance services; private duty nursing; radiology; physiotherapist; osteopath; podiatrist; chiropractor; rental of wheelchair, crutches, hospital bed. Purchase of splints, trusses, braces, prosthetic appliances. Oxygen and equipment for its administration, blood and blood plasma.
Enhanced Plan - The following benefits are in addition to the benefits included in the Standard Plan - 1. 90 day stability clause for pre-existing medical conditions 2. Maternity benefits up to $10,000 3. Psychologist and Psychiatric Care Benefit 4. Inpatient: $10,000; Outpatient: $1,000
We are a broker company offering plans / insurance products from companies like Manulife Financial, GMS, TuGo, Travel Guard, Blue Cross, TIC, SRMRM Inc. and Welcome Canada, what we care for is a plan that best suits your needs at lowest possible premiums. We work in the best interest of client and not insurance companies. We strive to maintain the accuracy with all the information provided on this website; however errors and omissions regretted.

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Standard/Basic Plan includes:

Emergency Hospital
Emergency Medical
Professional Services
Drugs or Medications
Maternity Benefit
Eye Examination
Physical Examination
Emergency Air Transportation/Return Home
Transportation of Family or Friend
Follow-up Visits
Accidental Dental
Dental Emergencies
Wisdom Teeth
Return of Deceased
Accidental Death & Dismemberment
Enhanced Plan includes:

Maternity Benefit
Psychologist and Psychiatric Care
Pre-existing Conditions